Home Insurance

How a Swimming Pool Affects Your Homeowners Insurance

Posted July 7, 2017 by Alexa Goyette

Having a swimming pool is great! Kids love it, you’re automatically Host of the Year, and it brings up the value of your home. But like all good things, there are some drawbacks. Having a pool can also cause your home insurance to rise.

Read more »

Does Homeowners Insurance Cover Fence Damage?

Posted July 5, 2017 by Alexa Goyette

Not all types are damages are treated equally. Just as your home won’t be covered by certain factors if you don’t have a specific coverage on it, your outdoor structures – including your fence – won’t be covered from everything.

Read more »

How Much Does Renters Insurance Cost?

Posted June 30, 2017 by Alexa Goyette

Of the 43.7 million households that rent their homes, which totals about 37% of the total households in the U.S., a surprisingly low amount of people purchases renters insurance. Are the costs of renters insurance really that crippling?

Read more »

Six Reasons Why You Need Renters Insurance

Posted June 29, 2017 by Jason Metz

The majority of renters in the United States do not carry renters insurance. Some believe they’re covered by their landlord’s homeowners insurance, or that they don’t have enough valuable possessions to justify an insurance policy. As renters insurance is relatively inexpensive and provides a fair amount of coverage, here are six reasons why you need renters insurance.

Read more »

How Owning A Dog Affects Your Homeowners Insurance

Posted June 27, 2017 by Jason Metz

More than one-third of all homeowners insurance claims paid out in 2015 were attributed to dog bites. Owning a dog can affect your homeowners insurance. It’s important to understand why, as well as precautionary steps you can take to ensure you’re properly covered.

Read more »

How Much Homeowners Insurance Do I Need?

Posted June 22, 2017 by Alexa Goyette

There are 4 parts to keep in mind while purchasing home insurance: the structure of the home, your personal possessions, any additional living expenses if your home is unlivable, and liability. Each of these features are extremely important to protecting your assets just in case anything goes wrong.

Read more »

How to Buy Homeowners Insurance

Posted June 14, 2017 by Jason Metz

Homeowners Insurance covers not only your home, but your belongings, you and your family from lawsuit, and “loss of use.” If you’re new to the process or need a refresher, here’s a brief guide on how to buy homeowners insurance.

Read more »

How Credit Scores Can Affect Homeowners Insurance Premiums

Posted June 13, 2017 by Jason Metz

Your credit score can affect your homeowners insurance premiums. FICO reports that approximately 85% of homeowners insurers use credit-based insurance scores in states where it is legally allowed to do so.

Read more »

Does Homeowners Insurance Cover Air Conditioning?

Posted March 15, 2017 by Alexa Goyette

Air conditioning can be very expensive to fix if it’s damaged. Find out when your homeowners insurance covers AC units.

Read more »