Home Insurance

Guide to Earthquake Insurance

Posted June 17, 2019 by Amy Danise
Homeowners insurance does not generally cover earthquake damage, so you’ll need a separate earthquake insurance policy. But when you start looking at the exclusions and limits on coverage, earthquake insurance might not seem like a surefire win. Read more »

Flood Insurance: Government and Private Options

Posted June 17, 2019 by Jason Metz
Flood damage can be very expensive: The average flood insurance claim is $62,247. If FEMA designates your property is in a high-risk flood zone, your mortgage lender might require that you buy flood insurance. Read more »

Earthquake Insurance Options in California

Posted June 12, 2019 by Amy Danise
California earthquake insurance is available from companies offering personal earthquake policies and also from companies participating in the California Earthquake Authority (CEA). Read more »

How Does the National Flood Insurance Program Work?

Posted June 11, 2019 by Jason Metz
Looking for flood insurance? Then you’ll want to check out the National Flood Insurance Program (NFIP) along with options from private insurers. Read more »

Should You Get Wedding Insurance?

Posted June 7, 2019 by Amy Danise
Wedding insurance policies can cover a range of troubles, from severe weather to no-show vendors. Read more »

What is the Saffir-Simpson Hurricane Wind Scale?

Posted June 6, 2019 by EverQuote staff
The Saffir-Simpson Hurricane Wind Scale is a way to categorize hurricane wind intensity on a scale of 1 to 5. Read more »

Is Electrical Wiring Covered By Homeowners Insurance?

Posted June 4, 2019 by Jason Metz
Electrical wiring is typically covered by homeowners insurance if it’s damaged, but the age of your home and the type of wiring can have an impact on homeowners insurance rates. Knob and tube wiring and aluminum wiring can often result in higher rates. Read more »

How Do You Get Hurricane Insurance?

Posted June 4, 2019 by Jason Metz
If you live in a region that gets hurricanes, you’ll want to make sure you have the right combination of insurance policies to cover damage. In many coastal areas, a standard homeowners insurance policy won't help with any hurricane damage. Read more »

The Prohibited Lists: Home Insurance Dog Breed Restrictions

Posted April 1, 2019 by Amy Danise
Dogs such as pit bulls, Rottweilers, Chows, Presa Canarios and Akitas are often on banned-dog lists by home insurance companies. Read more »

The Best Home Insurance Companies 2019

Posted March 18, 2019 by EverQuote staff
Top picks - Best overall: Chubb. Best for customer service: USAA. Most likely to be chosen again: Chubb. See customer ratings for home insurance companies, and how likely customers are to choose their company again. Read more »