Life Insurance

Why There's No Cash Surrender Value of Term Life Insurance

Posted May 17, 2019 by EverQuote staff
Term life insurance is usually the cheapest kind of life insurance to buy because it has no cash surrender value and it lasts for only a certain number of years. Read more »

Mortgage Life Insurance: Is it Worth it?

Posted May 17, 2019 by Jason Metz
Mortgage life insurance pays off the remainder of a mortgage if you die. The payout of the policy decreases over time, in line with the mortgage balance. Read more »

List of Life Insurance Companies

Posted May 13, 2019 by EverQuote staff
Here's a list of the 50 largest life insurance companies in the U.S., with website links. Read more »

Does Life Insurance Cover Suicide?

Posted May 13, 2019 by EverQuote staff
Life insurance will cover a death by suicide if it occurs after a certain period of time from the policy purchase date -- often two years after. Read more »

Should You Buy Guaranteed Issue Life Insurance?

Posted May 13, 2019 by Amy Danise
Guaranteed issue life insurance is a policy you can't be turned down for. There are no health questions on the application and no life insurance medical exam. Read more »

Irrevocable Life Insurance Trust FAQ

Posted May 13, 2019 by Amy Danise
An irrevocable life insurance trust is a legal entity that owns one or more life insurance policies. Read more »

How to Get Cheap Life Insurance

Posted May 13, 2019 by Jason Metz
You can find cheap life insurance that fits your budget. Read more »

Life Insurance Contestability

Posted May 13, 2019 by Amy Danise
A life insurance “contestability clause” states that an insurer has the right to contest and possibly deny a claim if it believes someone misrepresented anything on an application. Read more »

How Cash Value Life Insurance Works

Posted May 6, 2019 by Amy Danise
Find out which policies have cash value and whether your beneficiaries will receive the cash value of life insurance. Read more »

Term vs. Whole Life Insurance

Posted May 6, 2019 by Amy Danise
Both term and whole life insurance can provide an important financial safety net for your family. Here’s a comparison. Read more »