Life Insurance

Life Insurance Contestability

Posted May 13, 2019 by Amy Danise
A life insurance “contestability clause” states that an insurer has the right to contest and possibly deny a claim if it believes someone misrepresented anything on an application. Read more »

How Cash Value Life Insurance Works

Posted May 6, 2019 by Amy Danise
Find out which policies have cash value and whether your beneficiaries will receive the cash value of life insurance. Read more »

Term vs. Whole Life Insurance

Posted May 6, 2019 by Amy Danise
Both term and whole life insurance can provide an important financial safety net for your family. Here’s a comparison. Read more »

Choices for Life Insurance with No Medical Exam

Posted May 6, 2019 by Amy Danise
There are several ways to buy life insurance with no medical exam. Read more »

Choosing a Life Insurance Beneficiary

Posted May 6, 2019 by Amy Danise
You can name anyone as a life insurance beneficiary -- a spouse, a child, a neighbor, even a charity. But there are some potential trouble spots to be aware of. Read more »

Pre-Need Insurance Plans: Pros and Cons

Posted May 6, 2019 by Jason Metz
Pre-need plans allow you to arrange for a funeral and pay for it. Here’s what to know. Read more »

Final Expense Insurance

Posted May 3, 2019 by Amy Danise
Final expense insurance is typically a small whole life insurance policy that’s meant to pay for a funeral and other final costs. Read more »

How Do I Find a Lost Life Insurance Policy?

Posted May 3, 2019 by Jason Metz
If you can’t find the life insurance policy of a deceased loved one, there are several ways to broaden a search. Here’s how to do it. Read more »

How Long Does It Take to Get Life Insurance Money?

Posted April 30, 2019 by Jason Metz
Life insurance death benefits are usually paid within 30 days. If you have all the right documents, you may be able to get payment within about seven to 10 days business days. Read more »

Life Insurance for Seniors

Posted April 26, 2019 by Jason Metz
Life insurance for seniors is available, often without a medical exam. Small amounts can make it suitable for funeral and other expenses. Read more »