Accidents

How Does an Accident Affect My Car Insurance Rates?

Posted Jul 12, 2017 by Alexa Goyette

While there is no exact number of how the rates of people of certain demographics – based on age, gender and marital status – will increase, there are quite a few factors that influence how much these rates will hike.

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What Not to Say to Your Insurer After a Car Accident

Posted Jul 07, 2017 by Alexa Goyette

The rule of thumb when speaking to your auto insurer after an accident is to use good judgement. Be honest and reasonable and don’t jump to conclusions. In order for your insurance company to work with you, you’ll need to cooperate; the risks of saying the wrong thing aren’t worth it.

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How Accident Forgiveness Affects Auto Insurance Quotes

Posted Jul 05, 2017 by Alexa Goyette

Normally, your rates would skyrocket following an at-fault accident, costing you thousands. In that sense, accident forgiveness looks like a great deal. However, don’t be too quick to buy into this addition; there’s a catch, which could make you lose money down the line.

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When to File a Car Insurance Claim – and When Not to

Posted Jun 26, 2017 by Alexa Goyette

A lot of drivers choose not to file an insurance claim after colliding with another vehicle, as they think they’re saving money paying out of pocket rather than watching their premiums increase. In some cases, not telling your insurance company about an accident is the smartest way to save money. Other times, making a claim can save you a great deal of money and stress.

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What to Do After a Car Accident

Posted Jun 20, 2017 by Alexa Goyette

With the increasing rate of distracted driving, people are becoming more and more likely to be involved in a collision. So, what’s your plan if you get into an accident, whether it’s a one-car incident or a collision with another car, and whether you’re at fault or not?

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What Is Full Coverage Car Insurance?

Posted Jun 06, 2017 by Alexa Goyette

When it comes to car insurance, you don’t want to cut corners to save a few bucks. Having proper coverage could save you thousands of dollars in the long run. You might have heard about “full coverage insurance” through conversations with your insurance company or during your personal research. If you aren’t sure what it is or want to clarify your definition of this term, we’re here to help.

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Vehicle Deaths in 2016 Estimated to be Highest in 9 Years

Posted Mar 17, 2017 by Ashley Kane

The National Safety Council announced their estimated traffic deaths for 2016. Approximately 40,200 people died in crashes last year, an increase of 6% over 2015 and a 14% increase since 2014. This is the highest amount in nearly a decade.

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Distracted Drivers Are Hiking Auto Insurance Rates

Posted Mar 02, 2017 by Ashley Kane

Distracted drivers are causing car insurance rates to rise. American drivers are on their phones texting, emailing, and using apps more than ever before, and they are getting into more accidents because of it. Insurers then need to raise rates.

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Millennials, Not Teens, Are the Most Distracted Drivers, AAA Study Finds

Posted Mar 01, 2017 by Ashley Kane

A new study finds that millennial drivers are the worst behaved drivers in the nation. The AAA Foundation for Traffic Safety found that 88% of drivers aged 19 to 24 engage in risky driving behavior on the road.

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A Not-At-Fault Car Crash May Still Raise Your Premium, Study Says

Posted Feb 21, 2017 by Ashley Kane

recent study by the Consumer Federation of America found that many auto insurance companies raise premiums when drivers get into car accidents, even when those accidents are not their fault. The study analyzed quotes in ten cities.

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