Geico Insurance Review

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Geico mainly sells personal auto insurance, with other business in marine insurance, commercial auto insurance and other types. You can buy homeowners, renters, business insurance and other coverage types through the Geico Insurance Agency, but the policies will come from other companies.

Geico overall satisfaction rating for auto insurance

Overall ratingPrice satisfaction Customer service satisfaction
4.5 stars 4.5 stars 4.5 stars

Would you choose Geico again for auto insurance?

Yes Maybe No
68% 32% 1%
Numbers might not total 100% due to rounding

See more ratings: Best car insurance companies

Geico car insurance price comparison

Here's a look at how car insurance premiums compare among Geico and other large auto insurers.

Company Monthly premium paid
American Family $115
Travelers $123
State Farm $126
Farmers $131
Nationwide $135
USAA $135
Allstate $136
Geico $136
Liberty Mutual $144
Progressive $149
Source: Premiums reported by EverQuote users, based on policies with bodily injury liability coverage of 100/300. Rates are based on single vehicles with one driver who has a good driving record with no violations. Premiums for sedans, coupes and hatchbacks were averaged. Premiums are based on expenditures reported between Jan. 1, 2016, and April 1, 2018. Your own rates will be different.

Geico auto insurance options

Here's a look at whether Geico offers other auto insurance options.


SR-22 insurance (proof of auto insurance filing) Yes
Gap insurance No
Usage-based insurance No
Non-owner insurance Yes
Rideshare insurance Yes
Source: EverQuote research. Product options might not be available in all states.

Geico car insurance discounts

Here are some of the Geico auto insurance discounts offered, based on our review of state insurance filings. Discount details may change among states, and might not be available in all states or from each Geico subsidiary. Also, some vehicles may be ineligible for certain discounts, like motorcycles and antique cars.


Geico discounts related to the drivers

  • Good driver.
  • Student away.
  • Good student (for students age 16 to 24 who has a B average or above, is ranked in the top 20% of their class, or other criteria).
  • Deployed driver.
  • Continuous insurance.
  • Military.
  • CDL (for those with a commercial driver's license).
  • Defensive driver (for those age 50 or 55, depending on the state, who complete an approved course).
  • Membership in one of many organizations such as alumni associations and professional organizations.



Geico discounts related to the vehicle

  • New vehicle.
  • Extra vehicle.
  • Seat belt.
  • Anti-lock brake.
  • Anti-theft.
  • Restraint discount (for air bags).

Geico discounts related to the purchase

  • Multi-vehicle.
  • Multi-line.
  • E-banking.

Consumer complaints against Geico

Every state's insurance department handles complaints against insurers that operate in the state. The National Association of Insurance Commissioners collects complaint data and produces a complaint ratio. The number is meant to show the number of complaints relative to a company's size of business. The industry median ratio is 1.00 and lower numbers are better.

Geico insurance complaints

Companies within Geico Corp.

Geico Corp. is part of Berkshire Hathaway, a business conglomerate owned by Warren Buffett. Berkshire Hathaway also owns all or part of Benjamin Moore, Dairy Queen, Fruit of the Loom, Helzberg Diamond Shops, HomeServices of America, Jordan's Furniture, Kraft Heinz Foods, See's Candies and many other companies.

Geico primarily sells auto insurance. Other insurance types, such as homeowners, renters, boat and commercial insurance, are sold through the Geico Insurance Agency but the insurance is provided by other companies such as American Modern, Homesite and Liberty Mutual.

Geico Corp.'s subsidiaries include:

  • GEICO Indemnity Company
  • GEICO Casualty Co.
  • Government Employees Insurance Co.
  • GEICO General Insurance Co.
  • GEICO Insurance Agency
  • GEICO Advantage Insurance Co.
  • GEICO Choice Insurance Co.
  • GEICO Secure Insurance Co.
  • Boat America Corp.
  • GEICO Marine Insurance Co.
  • Boat Owners Association of The United States
  • GEICO County Mutual Insurance Co. (Texas)

Source: S&P Global Market Intelligence

Geico contact information

Headquarters:
5260 Western Avenue
Chevy Chase, MD 20815
website
Customer service: (800) 207-7847
Claims: (800) 841-3000

Methodology for ratings

For star ratings and whether customers would choose the company again, EverQuote commissioned a survey of 150 current customers of Geico in March 2018. The survey was not open to the public on EverQuote.com.

Updated Oct. 26, 2018

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