Car Insurance in Allentown
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Car Insurance in Allentown, PA
Car insurance is essential if you drive in the Lehigh Valley or anywhere in or around A-town. That way, you can relax and enjoy the drive to Dorney Park or the Da Vinci Center without worrying about your car insurance coverage.
Drivers in the Commonwealth's third-largest city don't have to worry about quirky traffic laws because the city ordinances follow state traffic laws closely. Under Pennsylvania law, you must keep a minimum level of insurance coverage or face legal consequences.
Drivers in Allentown, Pennsylvania, should shop around and compare quotes from reputable insurance agents in the Lehigh Valley and beyond. Rates can vary depending on your city or even your zip code, so this page can help you find the right fit.
How much is car insurance in Allentown, PA?
Auto insurance rates in Allentown can differ widely based on the coverage options you choose. To assist you, here are the average costs for the three most popular types of coverage in the area:
State Minimum
Full 50/100
Full 100/300
Auto Insurance Cost Methodology
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What are the cheapest cars to insure in Allentown?
Figuring out insurance costs for every car make, model, and year in the city can feel overwhelming. However, if you’re focusing on newer vehicles that tend to have lower premiums, here’s a list of the top 10 most budget-friendly car makes and models in Allentown to keep in mind:Rank | Make and Model | Average Monthly Premium |
---|---|---|
1 | Subaru Forester | $158 |
2 | Dodge Grand Caravan | $161 |
3 | Honda Cr-V | $163 |
4 | Toyota Corolla | $164 |
5 | Toyota Rav4 | $166 |
6 | Honda Odyssey | $169 |
7 | Kia Sedona | $170 |
8 | Ford F-150 | $170 |
9 | Toyota Tacoma | $171 |
10 | Kia Sol | $172 |
Avg. premiums are weighted by zip code population sizes. Data accurate as of August 1, 2024 |
How do claims and violations impact my total cost?
Insurance premiums can increase drastically due to various kinds of incidents. Consider the insurance rates provided below of Allentown and how they might increase due to some of the most common violations or claims:
Violation or Claim | Average Monthly Cost | Price Difference |
---|---|---|
None | $166 | +0% |
Not at-fault Accident | $178 | +7% |
Driving with expired registration | $194 | +17% |
Speeding Ticket | $195 | +17% |
At-fault Accident | $241 | +45% |
DUI | $252 | +52% |
Hit and Run | $253 | +52% |
Driving with a suspended license | $255 | +54% |
What car insurance discounts can I get in Allentown?
There are several discounts that can help bring down your insurance costs in Allentown. Here’s a ranked list of these discount options, starting with the ones that offer the biggest savings on your premiums:
Potential Discounts | Average Monthly Cost | Monthly Savings |
---|---|---|
Multi-Policy Home | $146 | +$20 |
Paid in Full | $153 | +$13 |
Low Mileage | $155 | +$11 |
Multi-Policy Renters | $160 | +$6 |
Paperless | $164 | +$2 |
Electronic Funds Transfer | $165 | +$1 |
Renewal discount | $166 | +$0 |
None | $166 | +$0 |
Premiums are sourced from over 30,000 zip codes across 200 insurance companies. We estimate premiums based on public filings for policies seeking 50/100 in liability with $500 deductibles for collision and comprehensive coverage. Estimated rates are based on a 35-year-old single female with a good credit score and no history of accidents or violations driving a 2023 Toyota RAV4 LE. We partner with Quadrant Information Services to source our data and assume no unique benefits or discounts are applied for these rates (unless otherwise stated). Your own rates may be different.