Cheap Car Insurance in New Mexico 2019

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New Mexico average car insurance premiums

Required car insurance in New Mexico

Compared to most other states, New Mexico doesn't require drivers to buy a lot of car insurance -- only liability insurance. But there are other coverage types you may wish to have as a financial safety net in case of the car accident. Let's take a look at what's available to New Mexico drivers.

Minimum liability insurance in New Mexico:

Liability car insurance is for the damage and injuries you cause others in a car accident. The state minimum is what's required to legally drive. You may want more, so that you have enough insurance in case you cause a large accident.

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage per accident

New Mexico required car insurance

You must show an insurance ID card (or other proof of financial responsibility) when:

  • Law enforcement requests it.

Penalty for not having car insurance in New Mexico

  • Misdemeanor: fine not to exceed $300 and suspension of registration.

Source: Property Casualty Insurers Association of America

Updated Aug. 27, 2019

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