Fast, Free Auto Insurance Quotes

Car insurance in Oklahoma can be pricey. Fortunately, not all drivers have to pay outlandish rates in the Sooner State. EverQuote recently conducted a study and compared reported rates from OK users to find the cheapest car insurance rates in the state. We found that the cost of auto insurance varied greatly ZIP code to ZIP code, as well as carrier to carrier. To make sure you find the best deal, we recommend drivers compare auto insurance quotes. Enter your location above to begin your search today, or find out more information about EverQuote's analysis below.


Cheapest Auto Insurance in Oklahoma

We reviewed the average auto insurance costs reported by EverQuote users throughout the state of Oklahoma to determine the cheapest insurers. To establish a benchmark for comparison, we focused on the driver profile of a male with a clean driving record looking to cover one full-size or mid-size car. This table shows the average monthly payments for the ten cheapest car insurance carriers ranked from lowest priced to highest.

Rank Car Insurance Carrier Average Yearly Cost Average Monthly Payment
1 Shelter Insurance Co. $1,104 $92
2 The General $1,146 $96
3 Farmers $1,212 $101
4 Allstate $1,308 $109
5 State Farm $1,320 $110
State Average $1,320 $110

Fast, Free Auto Insurance Quotes

Averaged across the entire state of Oklahoma, Shelter Insurance Co. had the cheapest car insurance cost for OK drivers. Other low-cost options include The General, Farmers and Allstate. A driver in the Sooner State can save over $480 by going with a more affordable auto insurance provider.

Cheapest Car Insurance in Oklahoma by City}

We also compared reported rates in different cities, for the same driver profile. We found that the cost of car insurance can vary a lot from town to town and city to city. Lawton saw an average yearly cost of $1,278 and an average monthly payment of $107. The state capital Oklahoma City saw the costliest rate of $1,446 per year and an average monthly auto insurance payment of $121.

Rank CA City Average Yearly Cost Average Monthly Payment
1 Lawton $1,278 $107
2 Edmond $1,296 $108
State Average $1,320 $110
3 Norman $1,398 $117
4 Tulsa $1,440 $120
5 Oklahoma City $1,446 $121

Methodology For This Study

For our analysis, EverQuote compared self-reported monthly premiums from over two million people looking to save money on their auto insurance rates. This data, along with those users' current auto insurance company and ZIP codes at the time of the survey, allowed us to produce the analysis you see here. EverQuote users differ from one another in many ways and that can affect the price of car insurance. The location, age, gender of a driver as well as the number of drivers and vehicles in a household are only a few of factors that can influence the cost of auto insurance. To ensure a direct comparison of our numbers, we looked at the premiums reported by a subset of users who are similar to one another.