Insurance & Safe Driving Blog

EverDrive Safe Driving App 2.0 is Live!

Posted Apr 20, 2017 by Jason Metz

EverDrive 2.0 is here, a free mobile safe driving app that enables users to measure & improve driving skills. Updated version available now on the Apple App Store and Google Play.

Read more »

Vehicle Deaths in 2016 Estimated to be Highest in 9 Years

Posted Mar 17, 2017 by Ashley Kane

The National Safety Council announced their estimated traffic deaths for 2016. Approximately 40,200 people died in crashes last year, an increase of 6% over 2015 and a 14% increase since 2014. This is the highest amount in nearly a decade.

Read more »

Montana Bill Requires Car Insurance Rates Be Based on Driving History

Posted Mar 06, 2017 by Ashley Kane

A new bill in Montana would require all insurance companies to set auto insurance rates based on a motorist’s driving record. Currently, car insurance providers in Montana take many factors into consideration when determining premiums, including personal behaviors and characteristics.

Read more »

Distracted Drivers Are Hiking Auto Insurance Rates

Posted Mar 02, 2017 by Ashley Kane

Distracted drivers are causing car insurance rates to rise. American drivers are on their phones texting, emailing, and using apps more than ever before, and they are getting into more accidents because of it. Insurers then need to raise rates.

Read more »

Millennials, Not Teens, Are the Most Distracted Drivers, AAA Study Finds

Posted Mar 01, 2017 by Ashley Kane

A new study finds that millennial drivers are the worst behaved drivers in the nation. The AAA Foundation for Traffic Safety found that 88% of drivers aged 19 to 24 engage in risky driving behavior on the road.

Read more »

A Not-At-Fault Car Crash May Still Raise Your Premium, Study Says

Posted Feb 21, 2017 by Ashley Kane

recent study by the Consumer Federation of America found that many auto insurance companies raise premiums when drivers get into car accidents, even when those accidents are not their fault. The study analyzed quotes in ten cities.

Read more »

NJ Drivers Pay the Highest Premiums in the Country

Posted Feb 16, 2017 by Ashley Kane

A new report found that New Jersey drivers have paid the highest car insurance premiums in the nation for five consecutive years. The NAIC analyzed rates from 2010 to 2014 and found that the Garden State paid more per vehicle.

Read more »

How Much Life Insurance Do You Need?

Posted Feb 10, 2017 by Ashley Kane

You want to be insured but you don’t want to waste your money. We get it. Life insurance is all about protecting yourself (and your family or beneficiaries), but it can be expensive. Here’s how to determine what you need.

Read more »

6 Factors That Affect Life Insurance

Posted Feb 10, 2017 by Ashley Kane

Perhaps, you recently bought a life insurance policy or you’re in the middle of the process. You may be wondering: what factors affect my life insurance rate? Here are some of the common influences on your life insurance premium.

Read more »

5 Types of Permanent Life Insurance

Posted Feb 10, 2017 by Ashley Kane

So you’ve decided you want permanent life insurance. Perhaps you don’t want to pay money for a term life policy, only to have the money lost at the end of the period—assuming that you are still healthy and well.

Read more »