Insurance & Safe Driving Blog

Can Going with a Smaller Insurance Company Save You Money?

Posted May 08, 2017 by Jason Metz

According to a January 2017 survey, 39 percent of U.S policyholders have never shopped their auto insurance for a better rate. As a result, many customers simply renew their policy year after year, potentially missing out on savings.

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Does Credit Score Affect Car Insurance Rates?

Posted May 01, 2017 by Jason Metz

Does your credit score affect your car insurance premium? Yes. Unless you live in California, Hawaii, or Massachusetts, states that have banned insurers from using credit data to price premiums, your credit score plays a role in how much you pay for car insurance, for better or worse. Now here's what to do.

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EverDrive Safe Driving App 2.0 is Live!

Posted Apr 20, 2017 by Jason Metz

EverDrive 2.0 is here, a free mobile safe driving app that enables users to measure & improve driving skills. Updated version available now on the Apple App Store and Google Play.

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Vehicle Deaths in 2016 Estimated to be Highest in 9 Years

Posted Mar 17, 2017 by Ashley Kane

The National Safety Council announced their estimated traffic deaths for 2016. Approximately 40,200 people died in crashes last year, an increase of 6% over 2015 and a 14% increase since 2014. This is the highest amount in nearly a decade.

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Montana Bill Requires Car Insurance Rates Be Based on Driving History

Posted Mar 06, 2017 by Ashley Kane

A new bill in Montana would require all insurance companies to set auto insurance rates based on a motorist’s driving record. Currently, car insurance providers in Montana take many factors into consideration when determining premiums, including personal behaviors and characteristics.

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Distracted Drivers Are Hiking Auto Insurance Rates

Posted Mar 02, 2017 by Ashley Kane

Distracted drivers are causing car insurance rates to rise. American drivers are on their phones texting, emailing, and using apps more than ever before, and they are getting into more accidents because of it. Insurers then need to raise rates.

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Millennials, Not Teens, Are the Most Distracted Drivers, AAA Study Finds

Posted Mar 01, 2017 by Ashley Kane

A new study finds that millennial drivers are the worst behaved drivers in the nation. The AAA Foundation for Traffic Safety found that 88% of drivers aged 19 to 24 engage in risky driving behavior on the road.

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A Not-At-Fault Car Crash May Still Raise Your Premium, Study Says

Posted Feb 21, 2017 by Ashley Kane

recent study by the Consumer Federation of America found that many auto insurance companies raise premiums when drivers get into car accidents, even when those accidents are not their fault. The study analyzed quotes in ten cities.

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NJ Drivers Pay the Highest Premiums in the Country

Posted Feb 16, 2017 by Ashley Kane

A new report found that New Jersey drivers have paid the highest car insurance premiums in the nation for five consecutive years. The NAIC analyzed rates from 2010 to 2014 and found that the Garden State paid more per vehicle.

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How Much Life Insurance Do You Need?

Posted Feb 10, 2017 by Ashley Kane

You want to be insured but you don’t want to waste your money. We get it. Life insurance is all about protecting yourself (and your family or beneficiaries), but it can be expensive. Here’s how to determine what you need.

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