Insurance & Safe Driving Blog

Why is Gap Car Insurance Important?

Posted Sep 14, 2017 by Jason Metz

When a vehicle is deemed a total loss, gap insurance covers the difference between the amount of money you owe on the vehicle versus the actual cash value of the vehicle. However, it’s not for everyone.

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Does Homeowners Insurance Cover Personal Injury?

Posted Sep 13, 2017 by Alexa Goyette

Liability insurance is a portion of your homeowners insurance policy that protects you from any lawsuits resulting from injuries on your property. What does it cover, and how much should you purchase?

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How to Protect Your Credit Score After the Equifax Hack

Posted Sep 12, 2017 by Jason Metz

Some are speculating the Equifax hack might be the most damaging in U.S. history. Credit scores affect us in ways which many of us may not realize: insurance premiums.

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What Is Total Loss and What Does It Mean for Your Car Insurance?

Posted Sep 11, 2017 by Alexa Goyette

If you’ve ever gotten into an accident in an older vehicle, you may be aware of the concept of Total Loss. If you haven’t but ever end up in a situation in which this occurrence affects your auto insurance, you need to be prepared.

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New Survey Finds Adults Often Don’t Use Seatbelt in Backseat

Posted Sep 08, 2017 by Jason Metz

A recent survey by the Insurance Institute for Highway Safety shows that while many adults wear a seatbelt in the front seat, they do not use one in the back seat.

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How To File An Auto Insurance Claim After A Flood

Posted Sep 07, 2017 by Jason Metz

There is a relatively inexpensive way to cover your automobile from flood damage: comprehensive auto insurance. The average cost of comprehensive insurance in 2013 in the United States was $143.45 per year. Comprehensive insurance is an optional coverage for events “other than collisions.”

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Does Auto Insurance Cover Floods?

Posted Sep 06, 2017 by Alexa Goyette

In light of the devastating happenings in Texas and Louisiana resulting from Hurricane Harvey, hundreds of thousands of people have lost their homes and belongings to the heavy flooding. Will the damaged vehicles receive flood coverage from auto insurers?

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How Your State Department of Insurance Can Help You

Posted Sep 05, 2017 by Alexa Goyette

When it comes to specific, personalized questions regarding insurance policies and regulations, you might want to turn to a resource that is more tailored than a quick Google search. That’s where your state’s insurance department can help you out.

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How to File an Insurance Claim After a Hurricane

Posted Aug 31, 2017 by Alexa Goyette

Especially if you live in a coastal state, you may have been through the process of filing an insurance claim after one of the nation’s significant hurricanes. These steps will make this task much less stressful.

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How to File An Insurance Claim After A Flood

Posted Aug 30, 2017 by Jason Metz

For those affected by flood loss, the following information may assist in filing an insurance claim.

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