Insurance & Safe Driving Blog

Senior Discount

Posted May 18, 2015 by Matt Cullen

In the United States, many insurance companies will consider policyholders to be a "senior" when they turn age 50 - and with that comes certain privileges. For example, there are a number of discounts that seniors may qualify for on auto insurance.

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Low Mileage Discount

Posted May 15, 2015 by Matt Cullen

The number of miles a person drives each year can directly affect the amount of risk that he or she poses to an auto insurance company. This is because the less time they spent driving, the lower the odds are that they will obtain a moving traffic violation and / or be involved in an auto accident.

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Defensive Driving Discount

Posted May 15, 2015 by Matt Cullen

For those who have taken a defensive driving class, there may be a lower chance of having an auto accident. This is because these courses provide information on traffic laws, as well as defensive driving techniques.

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Good Driver Discount

Posted May 15, 2015 by Matt Cullen

When comparing the prices on car insurance coverage, it's always nice to know when you may be able to save some money on your premiums. With the good driving discount, this could be one way to do so.

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What Is Classic Car Insurance?

Posted April 4, 2015 by Matt Cullen

Owners of antique and classic cars have specialized insurance needs. Typically, these vehicles cannot be covered under regular auto insurance policies.

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What Is Accident Forgiveness?

Posted April 4, 2015 by Jason Metz

If you file an auto insurance claim - which leads to your insurer having to pay out a sum of money for your repairs - you could also see your premium rates increase. It is here that you may wish that you had accident forgiveness.

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Car Insurance for Teenagers

Posted March 16, 2015 by Matt Cullen

Although getting a driver’s license can be one of the most exciting times in a teen’s life, it’s important to remember to also have your teenage driver be properly insured.

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What Is Gap Insurance Coverage?

Posted March 5, 2015 by Matt Cullen

Gap insurance is a type of auto insurance coverage that a vehicle owner can purchase that can help in protecting them against a loss that may arise if the amount of money received from his or her regular insurance coverage is not sufficient in paying off the balance of the vehicle's loan or lease.

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Are Electric Cars Cheaper to Insure?

Posted Feb. 27, 2015 by Matt Cullen

Both gas and electric vehicles tend to drive on the very same roads - so they essentially face the same potential dangers and risks in terms of accidents and moving violations. So why, then, is auto insurance cheaper for electric vehicles than those that are powered by gas?

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Auto Insurance Claim Denied - Now What?

Posted Jan. 16, 2015 by Alexis O'Connell

Dealing with an auto insurance claim denial can be frustrating, time-consuming, and expensive, depending on the specifics of your case and how you choose to respond.

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