When you are looking for new auto insurance coverage - or even if you're just seeking a change in your current policy - it is nice to know that you could be eligible for various discounts in the price that you'll be charged in the premium rate.

Although most people are likely aware that avoiding moving violations and traffic accidents is a great way to keep the cost of your auto insurance down, there are also some lesser known ways that you can add to the money that you save - and by doing so, the total amount of discounts can really begin to add up. One great way of saving on your auto insurance is through the auto club discount.

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How the Auto Club Discount Works for Saving Money on Car Insurance Premiums

As a member of the auto club (ex. AAA, AARP Road Assistance), you can typically obtain discounts in other areas as well, such as on travel (flights, rental cars, and cruises), hotels, food, and repair services. You may also be able to get discounts on other types of insurance products such as home, life, and motorcycle coverage.

Additional benefits can also include roadside assistance and maintenance. Should you need towing due to a dead car battery or an unexpected flat tire, the auto club can help. Likewise, events such as leaving keys in a locked car can become much less of a hassle knowing that an auto club membership entitles you to benefits such as assistance with this.

When inquiring about an auto club discount, it is important to also inquire about any other premium discounts that you may be eligible for on your auto insurance coverage. In doing so, you could essentially end up saving yourself a substantial amount of money throughout the year - and leaving a great deal more in your pocket.

Photo credit (top image): AAA, AARP