How to Change Your Address with the New York DMV
Why You Can Trust EverQuote
EverQuote powers millions of shopper requests every month, teaming up with industry-leading insurance specialists to address real-world challenges faced by people every day. We partner with the largest insurance providers in the nation, and our content is carefully crafted by experts and reviewed by licensed insurance agents for accuracy and relevance.
Whether you’re moving to a new apartment around the corner or relocating to a new part of the state, it’s important to update your records with the New York DMV. This small step helps you stay current with license and registration information, avoid fines, and make sure important mail reaches you. It can also affect your car insurance rates in ways you might not expect.
Here’s everything you need to know to complete a DMV change of address NY, what documents you’ll need, and how your move could impact your insurance premiums.
When Do You Need to Update Your DMV Address in NY?
In New York State, you’re legally required to report any address change within 10 days. That applies to:
- Your driver's license or Learner Permit
- Your Non-driver ID, if applicable
- Your vehicle’s registration
Failing to update your records on time can lead to missed New York driver's license renewal notices, delays in receiving important DMV communications, and potential fines. A USPS change of address won't update your DMV information, and the DMV doesn’t accept P.O. Boxes as a residential address. You must submit a motor vehicle NY change of address separately using the proper process.
3 Ways to Change Your Address with the New York DMV
There are three ways to update your address with the New York DMV: online, by mail, or in person. Each one has its own steps and requirements.
Online Through the MyDMV Portal
The online process is going to be the fastest option.
- Go to dmv.ny.gov and log in or create a MyDMV account.
- Enter your driver’s license number, Social Security number, and other required details.
- Update your residential address (and mailing address if it’s different).
- Confirm the changes and submit.
This method works for driver’s licenses, non-driver IDs, vehicle registration, and certificate of title.
By Mail with Form MV-232
To change your address by mail, you’ll need Form MV-232, which is the official change of address form.
- Download and print Form MV-232 from the Department of Motor Vehicles website.
- Fill it out completely, including:
- Your driver’s license number
- Your license plate number
- Your title certificate number
- Mail the completed form to:
License Production Bureau
New York State DMV
P.O. Box 2688 ESP
Albany, NY 12220-0668
Make sure everything is filled out clearly. Submitting an incomplete or illegible form can delay the address change process in New York.
In Person at a Local DMV Office
If you prefer to make the change face-to-face, you can visit any New York RMV office.
Here’s what to bring:
- Your current driver’s license, non-driver ID, or learner permit
- Proof of identity, such as a passport or utility bill
- New York car registration documents for any vehicles registered in your name
A DMV services representative will walk you through the address change and update your records in the system.
Do You Need a New License or Registration Document?
You don’t have to get a new license or vehicle registration after a New York State DMV address change. After submitting the change of address, write your new address on the back of your license or ID. Your updated address will be stored in the DMV system and used for all official correspondence.
That said, if you want updated documents that reflect your new address, you can order replacements. You’ll need to pay the standard fee. This might be helpful if you're preparing for a New York driver’s license renewal, applying for a REAL ID, or registering a vehicle in your new area.
What Happens If You’re Moving Into or Out of New York State?
If you’re going to move to New York from another state, you’ll need to apply for a New York driver’s license within 30 days of your move. Here’s what you’ll need:
- Your out-of-state license
- Proof of identity and Social Security number
- A passed vision test
- Payment for the required fees
You’ll also need to register your vehicle in New York. That includes submitting your out-of-state title certificate, vehicle registration, and proof of ownership.
If you’re moving out of New York, you may need to:
- Surrender your license plates
- Notify the DMV using the motor vehicle NY change of address process
- Cancel your New York car insurance
Requirements vary by state, but it’s important to officially close out your records in New York.
How Your Address Change Can Affect Car Insurance Rates
Where you live plays a major role in how much you pay for New York car insurance. Insurers look at your ZIP code when calculating your rate. Here’s why:
- Densely populated areas often have more accidents and higher repair costs.
- Certain ZIP codes have higher rates of vehicle theft or vandalism.
- Urban areas typically see more traffic congestion and claim activity.
So if you’re moving from a quiet upstate town to a busy part of Queens, your premium might go up. But if you’re moving to a lower-risk area, you might save. Either way, your insurer needs your current address to calculate accurate rates and provide proper coverage.
Compare Car Insurance Rates After You Move
Once you’ve completed your DMV New York address change, take a moment to compare insurance quotes using your new ZIP code. Rates can vary widely — even within the same city.
Start with EverQuote’s free comparison tool:
- It will only take a few minutes to fill out the form.
- You’ll get a personalized comparison based on your driving profile and ZIP code.
- It’s always free to compare.
- Since rates change daily, shopping often helps you find the best price for your coverage.
Whether you’re trying to get cheap car insurance in New York or looking for better protection, a quick check could help you save more than you think.
FAQs
Can you change your address online for NYS DMV?
+
How much does it cost to change address on license NY?
+
How do I change my mailing address in NY?
+
What is the penalty for not reporting a change of address in NY?
+
Premiums are sourced from over 30,000 zip codes across 200 insurance companies. We estimate premiums based on public filings for policies seeking 50/100 in liability with $500 deductibles for collision and comprehensive coverage. Estimated rates are based on a 35-year-old single female with a good credit score and no history of accidents or violations driving a 2023 Toyota RAV4 LE. We partner with Quadrant Information Services to source our data and assume no unique benefits or discounts are applied for these rates (unless otherwise stated). Your own rates may be different.



