The Saturn SL1, Kia Spectra and Mercury Sable are among the cheapest used cars to insure. EverQuote analyzed annual premiums reported by our users who have vehicles from model years 2000 to 2012.

Below are average premiums paid for the 100 cheapest used cars to insure. To see average premiums for newer vehicles, check out our list of the cheapest cars to insure.

Cheapest used cars to insure & average annual premium

1. SATURN SL1 - $1,134
2. KIA SPECTRA BASE - $1,161
3. MERCURY SABLE LS - $1,180
4. FORD ESCORT - $1,221
5. FORD ESCORT ZX2 - $1,236
6. PONTIAC GRAND AM SE1 - $1,272
7. BUICK CENTURY LIMITED - $1,273
8. PONTIAC GRAND PRIX SE - $1,279
9. CHEVROLET GEO PRIZM BASE - $1,290
10. PONTIAC SUNFIRE - $1,292
11. SATURN SL2 - $1,300
12. TOYOTA SCION XA - $1,304
13. SATURN L200 - $1,315
14. FORD TAURUS SES - $1,317
15. BUICK CENTURY CUSTOM - $1,321
16. DODGE STRATUS SE - $1,326
17. DODGE NEON SE - $1,327
18. PONTIAC SUNFIRE SE - $1,330
19. CHEVROLET CAVALIER LS - $1,331
20. NISSAN ALTIMA GXE - $1,332
21. PONTIAC GRAND AM SE - $1,348
22. SATURN ION LEVEL 1 - $1,351
23. MAZDA 626 ES - $1,351
24. DODGE NEON BASE - $1,354
25. DODGE NEON SXT - $1,355
26. MAZDA PROTEGE DX - $1,365
27. VOLKSWAGEN NEW BEETLE GL - $1,365
28. BUICK LESABRE CUSTOM - $1,366
29. KIA RIO - $1,367
30. HYUNDAI ACCENT BASE - $1,370
31. PONTIAC GRAND AM GT - $1,374
32. DODGE INTREPID SE - $1,377
33. CHEVROLET AVEO BASE - $1,377
34. MERCURY SABLE LS PREMIUM - $1,379
35. BUICK PARK AVENUE - $1,381
36. MERCEDES-BENZ E 320 - $1,384
37. FORD FOCUS ZX3 - $1,385
38. CHEVROLET MALIBU MAXX LT - $1,395
39. CHEVROLET CAVALIER - $1,399
40. PONTIAC VIBE - $1,400
41. KIA NEW SPECTRA LX - $1,403
42. BUICK LESABRE LIMITED - $1,405
43. FORD FOCUS ZTS - $1,409
44. NISSAN SENTRA GXE - $1,409
45. OLDSMOBILE ALERO GL - $1,413
46. HYUNDAI ACCENT GL - $1,423
47. CHEVROLET CLASSIC - $1,423
48. LINCOLN TOWN CAR EXECUTIVE - $1,424
49. HONDA FIT SPORT - $1,424
50. TOYOTA COROLLA MATRIX XR - $1,424
51. TOYOTA ECHO - $1,426
52. VOLKSWAGEN JETTA GL - $1,426
53. CHEVROLET MALIBU - $1,427
54. BUICK REGAL LS - $1,428
55. CHRYSLER 300M - $1,430
56. TOYOTA COROLLA VE - $1,434
57. TOYOTA COROLLA MATRIX XRS - $1,435
58. DODGE STRATUS ES - $1,436
59. MERCEDES-BENZ C 320 - $1,439
60. JAGUAR S-TYPE - $1,439
61. DODGE STRATUS R/T - $1,443
62. CHRYSLER SEBRING LX - $1,444
63. FORD FOCUS LX - $1,444
64. SUZUKI SX4 - $1,445
65. PONTIAC GRAND PRIX GTP - $1,447
66. PONTIAC BONNEVILLE SE - $1,448
67. FORD FOCUS ZX5 - $1,448
68. TOYOTA CAMRY LE - $1,461
69. VOLKSWAGEN JETTA GLS - $1,463
70. HYUNDAI ACCENT GS - $1,467
71. MITSUBISHI LANCER ES - $1,467
72. FORD FOCUS ZX4 - $1,468
73. TOYOTA CAMRY SOLARA SE - $1,468
74. NISSAN SENTRA 1.8S - $1,469
75. MERCURY GRAND MARQUIS LS - $1,469
76. PONTIAC GRAND PRIX GT - $1,470
77. TOYOTA COROLLA CE - $1,474
78. CADILLAC SEVILLE SLS - $1,474
79. CHEVROLET IMPALA - $1,477
80. HYUNDAI SONATA GL - $1,478
81. NISSAN SENTRA 1.8 - $1,481
82. VOLVO S80 - $1,481
83. MERCURY SABLE GS - $1,482
84. NISSAN ALTIMA XE - $1,486
85. CHEVROLET MONTE CARLO LS - $1,490
86. CHEVROLET MALIBU MAXX LS - $1,494
87. HYUNDAI XG 350 - $1,494
88. SATURN ION LEVEL 3 - $1,496
89. TOYOTA COROLLA MATRIX BASE - $1,499
90. KIA AMANTI - $1,500
91. TOYOTA CAMRY CE - $1,505
92. KIA SPECTRA5 - $1,507
93. MERCURY GRAND MARQUIS GS - $1,514
94. INFINITI I30 - $1,515
95. DODGE STRATUS SXT - $1,516
96. LINCOLN TOWN CAR SIGNATURE - $1,516
97. FORD FIVE HUNDRED SEL - $1,521
98. FORD CROWN VICTORIA POLICE INTERCEPTOR - $1,522
99. HONDA ACCORD DX - $1,523
100. SATURN ION LEVEL 2 - $1,524

Methodology

We analyzed annual premiums reported by EverQuote users who had insurance for vehicles from model years 2000 to 2012. We used premium data from Jan. 1, 2017, Dec. 31, 2018. Drivers had 100/300/50 ($100,000 bodily injury per person, $100,000 bodily injury per accident, $50,000 property damage) in liability insurance and 100/300 ($100,000 per person, $300,000 per accident) in uninsured motorist coverage. Rates are for a single driver with one vehicle and no accidents or moving violations. Rates are for comparative purposes. Your own rates will be different.