The Saturn SL1, Kia Spectra and Mercury Sable are among the cheapest used cars to insure. EverQuote analyzed annual premiums reported by our users who have vehicles from model years 2000 to 2012.

Below are average premiums paid for the 100 cheapest used cars to insure. To see average premiums for newer vehicles, check out our list of the cheapest cars to insure.

Cheapest used cars to insure

Rank Car model Average annual premium
1

SATURN SL1

$1,134
2

KIA SPECTRA BASE

$1,161
3

MERCURY SABLE LS

$1,180
4

FORD ESCORT

$1,221
5

FORD ESCORT ZX2

$1,236
6

PONTIAC GRAND AM SE1

$1,272
7

BUICK CENTURY LIMITED

$1,273
8

PONTIAC GRAND PRIX SE

$1,279
9

CHEVROLET GEO PRIZM BASE

$1,290
10

PONTIAC SUNFIRE

$1,292
11

SATURN SL2

$1,300
12

TOYOTA SCION XA

$1,304
13

SATURN L200

$1,315
14

FORD TAURUS SES

$1,317
15

BUICK CENTURY CUSTOM

$1,321
16

DODGE STRATUS SE

$1,326
17

DODGE NEON SE

$1,327
18

PONTIAC SUNFIRE SE

$1,330
19

CHEVROLET CAVALIER LS

$1,331
20

NISSAN ALTIMA GXE

$1,332
21

PONTIAC GRAND AM SE

$1,348
22

MAZDA 626 ES

$1,351
22

SATURN ION LEVEL 1

$1,351
24

DODGE NEON BASE

$1,354
25

DODGE NEON SXT

$1,355
26

MAZDA PROTEGE DX

$1,365
26

VOLKSWAGEN NEW BEETLE GL

$1,365
28

BUICK LESABRE CUSTOM

$1,366
29

KIA RIO

$1,367
30

HYUNDAI ACCENT BASE

$1,370
31

PONTIAC GRAND AM GT

$1,374
32

CHEVROLET AVEO BASE

$1,377
32

DODGE INTREPID SE

$1,377
34

MERCURY SABLE LS PREMIUM

$1,379
35

BUICK PARK AVENUE

$1,381
36

MERCEDES BENZ E 320

$1,384
37

FORD FOCUS ZX3

$1,385
38

CHEVROLET MALIBU MAXX LT

$1,395
39

CHEVROLET CAVALIER

$1,399
40

PONTIAC VIBE

$1,400
41

KIA NEW SPECTRA LX

$1,403
42

BUICK LESABRE LIMITED

$1,405
43

FORD FOCUS ZTS

$1,409
43

NISSAN SENTRA GXE

$1,409
45

OLDSMOBILE ALERO GL

$1,413
46

CHEVROLET CLASSIC

$1,423
46

HYUNDAI ACCENT GL

$1,423
48

HONDA FIT SPORT

$1,424
48

LINCOLN TOWN CAR EXECUTIVE

$1,424
48

TOYOTA COROLLA MATRIX XR

$1,424
51

TOYOTA ECHO

$1,426
51

VOLKSWAGEN JETTA GL

$1,426
53

CHEVROLET MALIBU

$1,427
54

BUICK REGAL LS

$1,428
55

CHRYSLER 300M

$1,430
56

TOYOTA COROLLA VE

$1,434
57

TOYOTA COROLLA MATRIX XRS

$1,435
58

DODGE STRATUS ES

$1,436
59

JAGUAR STYPE

$1,439
59

MERCEDES BENZ C 320

$1,439
61

DODGE STRATUS R/T

$1,443
62

CHRYSLER SEBRING LX

$1,444
62

FORD FOCUS LX

$1,444
64

SUZUKI SX4

$1,445
65

PONTIAC GRAND PRIX GTP

$1,447
66

FORD FOCUS ZX5

$1,448
66

PONTIAC BONNEVILLE SE

$1,448
68

TOYOTA CAMRY LE

$1,461
69

VOLKSWAGEN JETTA GLS

$1,463
70

HYUNDAI ACCENT GS

$1,467
70

MITSUBISHI LANCER ES

$1,467
72

FORD FOCUS ZX4

$1,468
72

TOYOTA CAMRY SOLARA SE

$1,468
74

MERCURY GRAND MARQUIS LS

$1,469
74

NISSAN SENTRA 1.8S

$1,469
76

PONTIAC GRAND PRIX GT

$1,470
77

CADILLAC SEVILLE SLS

$1,474
77

TOYOTA COROLLA CE

$1,474
79

CHEVROLET IMPALA

$1,477
80

HYUNDAI SONATA GL

$1,478
81

NISSAN SENTRA 1.8

$1,481
81

VOLVO S80

$1,481
83

MERCURY SABLE GS

$1,482
84

NISSAN ALTIMA XE

$1,486
85

CHEVROLET MONTE CARLO LS

$1,490
86

CHEVROLET MALIBU MAXX LS

$1,494
86

HYUNDAI XG 350

$1,494
88

SATURN ION LEVEL 3

$1,496
89

TOYOTA COROLLA MATRIX BASE

$1,499
90

KIA AMANTI

$1,500
91

TOYOTA CAMRY CE

$1,505
92

KIA SPECTRA5

$1,507
93

MERCURY GRAND MARQUIS GS

$1,514
94

INFINITI I30

$1,515
95

DODGE STRATUS SXT

$1,516
95

LINCOLN TOWN CAR SIGNATURE

$1,516
97

FORD FIVE HUNDRED SEL

$1,521
98

FORD CROWN VICTORIA POLICE INTERCEPTOR

$1,522
99

HONDA ACCORD DX

$1,523
100

SATURN ION LEVEL 2

$1,524

Methodology

We analyzed annual premiums reported by EverQuote users who had insurance for vehicles from model years 2000 to 2012. We used premium data from Jan. 1, 2017, Dec. 31, 2018. Drivers had 100/300/50 ($100,000 bodily injury per person, $100,000 bodily injury per accident, $50,000 property damage) in liability insurance and 100/300 ($100,000 per person, $300,000 per accident) in uninsured motorist coverage. Rates are for a single driver with one vehicle and no accidents or moving violations. Rates are for comparative purposes. Your own rates will be different.