The cheapest used cars to insure are the Honda CR-V, Chrysler PT Cruiser and Ford Taurus. We looked at 50 popular cars from model years 2000 and 2010 and ranked them by premiums reported by EverQuote users.

More: The cheapest cars to insure (new model years)

The cheapest used cars to insure

Used vehicles in model years 2000-2010 Average annual premium paid
Honda CR-V $1,440
Chrysler PT Cruiser $1,440
Ford Taurus $1,452
Dodge Caravan $1,464
Toyota Tacoma $1,464
Toyota RAV4 $1,464
Toyota Prius $1,488
Dodge Grand Caravan $1,512
Hyundai Santa Fe $1,512
Ford Escape $1,512
Pontiac Grand Am $1,512
Ford Explorer $1,512
Honda Odyssey $1,524
Toyota Highlander $1,524
Saturn Vue $1,524
Toyota Corolla $1,524
Volkswagen Jetta $1,536
Ford F-150 $1,548
Toyota Camry $1,548
Ford Focus $1,548
Chrysler Town and Country $1,560
Jeep Liberty $1,560
Hyundai Elantra $1,560
Hyundai Sonata $1,572
Chevrolet HHR $1,572
Honda Civic $1,572
Jeep Grand Cherokee $1,584
Chevrolet Silverado $1,584
Chevrolet Trailblazer $1,584
Lexus RX $1,596
Ford Expedition $1,596
Chevrolet Tahoe $1,608
Nissan Sentra $1,632
Chrysler Sebring $1,632
Chevrolet Equinox $1,632
Honda Accord $1,644
Chevrolet Malibu $1,644
Toyota Scion $1,656
Mazda3 $1,668
Chevrolet Impala $1,668
Chevrolet Cobalt $1,680
Lexus ES $1,680
Dodge Ram $1,680
Ford Mustang $1,692
Nissan Altima $1,740
Pontiac G6 $1,740
Ford Fusion $1,752
Nissan Maxima $1,824
Chrysler 300 $1,836
Dodge Charger $1,956

Compare: Car insurance quotes for used cars

Are comprehensive and collision insurance worth it on a used car?

Comprehensive and collision insurance pay out if your car is stolen or if it's damaged by problems such as hail, flood, natural disasters, fire, vandalism and crashes with animals. In the worst case your car could be totaled by one of these problems.

As a car gets older it becomes worth less every year. That means the maximum payout for a stolen or totaled car declines as the car's value goes down. Thus your need for comprehensive and collision insurance goes down, too. Here's how to make a judgment about whether it's worth it to keep buying these coverage types for a used car:

  • Find out out the current value of the car at a site such as NADAGuides.
  • Subtract your collision/comprehensive deductible from the car's value. This would be the ballpark estimate for an insurance check if your car is stolen or totaled and you make a claim.
  • Look at what you would pay annually for collision and comprehensive. If the premium payments over the next several years come close to the potential insurance payout, it may not be worth it.

More: What to do if your car is stolen

Rates source: EverQuote, based on user-reported premiums for vehicles in model years 2000-2010, for models available since 2000. Premiums are based on good drivers with policies of 100/300/50 with collision, comprehensive and uninsured motorist coverage. Your own rates will be different.