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How to Register a Vehicle in Vermont

Discover everything you need to know about Vermont DMV registration, including required forms, fees, deadlines, and how to avoid late penalties.

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Registering a vehicle in Vermont gives you the legal right to drive on public roads. It's a mandatory process for anyone who resides in the state and owns an automobile. You might need to complete a Vermont DMV registration if you recently moved to the state or acquired a vehicle. In this guide, we'll explain how to register a car in Vermont and what to expect during the process.

How To Register Your Vehicle in Vermont

Vermont requires all residents to register any vehicles they own with the state. If you buy a car from a local dealership, the dealer is responsible for handling the registration process on your behalf. But if you obtained the vehicle through other means, such as a private party or out-of-state sale, then you must register the car yourself.

The Vermont Department of Motor Vehicles oversees all registrations. It reviews applications and supporting forms before issuing you an approved registration for one or two years. Also due at the time of registration are taxes and fees, which vary based on your car's value and classification.

You can initiate a Vermont vehicle registration through the mail or at your local DMV. There are several offices throughout the state, including in Montpelier and Burlington. Currently, the state doesn't accept online applications for new registrations. However, once your car is registered, you can renew your Vermont registration online.

Required Forms and Documentation

In the state of Vermont, vehicle registration requires an application, vehicle title, and several other documents.

Proof of Ownership and Insurance Verification

Ownership proof varies depending on how you acquired the car. If you purchased it from an out-of-state dealer, you'll need the Manufacturer's Certificate of Origin (MCO) or title. Also required is the Bill of Sale and Odometer Disclosure Statement.

If you purchased a vehicle through a private sale, have the following available:

  • Title
  • Bill of Sale
  • Odometer Disclosure Statement

Be sure the previous owner signs the title to you and the car is free of any outstanding liens. Vehicles with a Salvage branding require VIN Verification. This is usually accomplished through a vehicle history check with an approved National Motor Vehicle Title Information System provider.

You must also have Vermont car insurance for the vehicle. Current Vermont car insurance requirements include a minimum 25/50/10 policy. The coverage should include $25,000 for bodily injuries caused to one person in a single accident, $50,000 for bodily injuries caused to two or more individuals, and $10,000 for property damage.

If you acquired a car through a loan or lease, your lender may require you to buy collision and comprehensive coverage. Check the financing agreement's terms to learn what insurance you must carry for the vehicle.

Registration Fees and Payment Methods

At the time of initial registration, you'll pay a 6% sales tax. This is based on the car's purchase price or its current value according to the National Automobile Dealers Association, whichever is greater. Vermont offers several exemptions for gifts or out-of-state purchases that may eliminate or reduce the sales tax you owe.

In Vermont, fees range from $91 to $178 for a one-year registration. The exact amount depends on the type of vehicle you have and its energy source (gas, diesel, hybrid, or electric). Paying upfront for a two-year registration is slightly cheaper than paying annually, with fees ranging from $167 to $341.

The Vermont DMV accepts credit and debit card payments for in-person registrations. If you opt to renew by mail, include a check or money order for taxes and fees.

Deadlines and Timelines for Registration

Vermont requires you to register a vehicle within 30 days of its purchase. If you're a new resident transferring a previously registered vehicle from out of state, you have up to 60 days to complete the process.

Operating an unregistered vehicle on Vermont roads comes with a stiff penalty. First-time offenders may receive a fine between $100 and $250. Second-time violations can lead to 30 days in jail and a maximum $500 fine. Completing the registration allows you to avoid unnecessary legal consequences.

Common Vermont Vehicle Registration Issues and How To Avoid Them

Vermont motor vehicle registration is fairly straightforward. So long as you have the required documents and pay the fee, you shouldn't encounter any issues. However, there are a few things that are helpful to know ahead of time.

Make an Appointment for Quick Service

The Vermont DMV lets you schedule an appointment in advance through its website. While it accepts walk-in registration requests, having an appointment can save you hours of wait time. Use myDMV to create an account and pick a time that works for you, or call (888) 970-0357 to speak with a customer service agent.

Review Your Documents Thoroughly

A missed signature or forgotten form can derail your registration application. Double-check all your documents to confirm accuracy and completeness. You can download forms you might need, such as the Vermont Registration Tax and Title Application and Bill of Sale and Odometer Disclosure, from the DMV's website.

Don't Forget the Vehicle Inspection

After registering a vehicle in Vermont, you have 15 days to take it for a safety inspection at an approved facility. Vehicles that are less than 16 years old must also undergo emissions testing. Driving without a vehicle inspection sticker can result in civil penalties.

Compare Vermont Car Insurance Quotes To Save on Coverage

Planning to register a new vehicle? EverQuote can help you find cheap car insurance in Vermont. We offer a free custom comparison from major insurance providers based on your coverage needs. It only takes a few minutes — get your quote today!

FAQs

Can I register my vehicle online in Vermont?
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Vermont does not accept online applications for new vehicle registrations. You can only complete the process by mail or in person at a local Department of Motor Vehicles office.
What is the registration loophole in Vermont?
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For years, people could register their cars in Vermont, even if they didn't live there. In 2023, state legislators closed the loophole, citing concerns about stolen vehicle registrations and fraud. Now, all applicants must reside in the state to acquire a Vermont registration.
What are Vermont's insurance requirements for registration?
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Vermont requires owners to have a liability policy with at least 25/50/10 coverage. Financial institutions may require you to purchase comprehensive and collision coverage, too.

Premiums are sourced from over 30,000 zip codes across 200 insurance companies. We estimate premiums based on public filings for policies seeking 50/100 in liability with $500 deductibles for collision and comprehensive coverage. Estimated rates are based on a 35-year-old single female with a good credit score and no history of accidents or violations driving a 2023 Toyota RAV4 LE. We partner with Quadrant Information Services to source our data and assume no unique benefits or discounts are applied for these rates (unless otherwise stated). Your own rates may be different.