Does Credit Score Affect Car Insurance Rates?

Posted May 01, 2017 by Jason Metz

Does your credit score affect your car insurance premium? Yes. Unless you live in California, Hawaii, or Massachusetts, states that have banned insurers from using credit data to price premiums, your credit score plays a role in how much you pay for car insurance, for better or worse. Now here's what to do.

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How Much Life Insurance Do You Need?

Posted Feb 10, 2017 by Ashley Kane

You want to be insured but you don’t want to waste your money. We get it. Life insurance is all about protecting yourself (and your family or beneficiaries), but it can be expensive. Here’s how to determine what you need.

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How Does Life Insurance Work?

Posted Feb 10, 2017 by Ashley Kane

So maybe you already have auto and home insurance and understand how those coverages operate. They protect your car and home. Yet what about life insurance? How does it protect your life? Here’s how life insurance works.

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What Is Umbrella Insurance?

Posted Dec 09, 2016 by Ashley Kane

Trust us, we know there are a lot of insurance terms out there. Perhaps, you’ve heard of umbrella insurance while learning about other forms of liability protection. Here’s a breakdown so you can decide whether or not you need it.

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Does Your Job Affect Auto Insurance Rates?

Posted Nov 09, 2016 by Ashley Kane

Perhaps you’re wondering why your insurance agent asked about your job—small talk or something more? Does your occupation truly affect your car insurance rate? Remember, all insurers are simply trying to calculate your driving risk.

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What Is Bodily Injury Liability Coverage?

Posted Oct 14, 2015 by Ashley Kane

If you’ve ever purchased a car insurance policy, you’ve probably heard of bodily injury coverage, at least in passing. Yet you might not know all the details about what exactly it covers. Bodily injury covers the damages you’re liable for.

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Does Car Color Affect Insurance?

Posted Sep 25, 2015 by Ashley Kane

Who said it first? That’s something we don’t know, but we can tell you that the rumor about car color affecting auto insurance rates is a big, fat myth. Let us explain why color has little to do with how much you pay.

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What Happens When Your Car Is Totaled?

Posted Sep 16, 2015 by Ashley Kane

You were involved in a car accident. Maybe the collision didn’t seem that severe and you were surprised to find out that your vehicle was totaled. Or maybe you knew right away that the damage was bad.

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Does Auto Insurance Cover Theft?

Posted Sep 12, 2015 by Ashley Kane

Car thefts have decreased over the years, but the fact that the FBI still reports that a car is stolen every 45 seconds isn’t reassuring. Here’s what you need to know about auto insurance and thefts so you can be prepared.

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What Is No-Fault Auto Insurance?

Posted Sep 10, 2015 by Ashley Kane

No-fault auto insurance doesn’t mean that an accident wasn’t anybody’s fault; it just means that the fault doesn’t matter for car insurance purposes. Here’s everything you need to know about no-fault car insurance and whether it’s require in your state. 

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