Cheap Car Insurance in Oregon 2019
Oregon auto insurance premiums by company
| Company Click to see reviews | Average annual premium in Oregon |
|---|---|
| The Hartford | $1,248 |
| State Farm | $1,483 |
| Travelers Insurance | $1,487 |
| Liberty Mutual | $1,532 |
| PEMCO Insurance | $1,548 |
| Nationwide Insurance | $1,616 |
| COUNTRY Financial | $1,634 |
| Farmers Insurance | $1,642 |
| American Family Insurance | $1,649 |
| Allstate | $1,669 |
| USAA (must have a military affiliation to apply) | $1,687 |
| Safeco | $1,707 |
| Progressive Insurance | $1,714 |
| Esurance | $1,748 |
Insurance increase after a speeding ticket
Oregon drivers who get a speeding ticket pay an average insurance increase of 37%, much higher than the nationwide average increase.
| State | Clean driving record | Speeding ticket | % increase |
|---|---|---|---|
| Oregon | $1,610/year | $2,207/year | 37% |
| Nationwide average | 26% | ||
Average auto insurance premiums in Oregon cities
Car owners in Gresham, near Portland, pay the most for auto insurance among the Oregon cities we examined.
| City | Average annual premium |
|---|---|
| Albany | $1,468 |
| Beaverton | $1,676 |
| Bend | $1,447 |
| Eugene | $1,481 |
| Grants Pass | $1,364 |
| Gresham | $1,791 |
| Hillsboro | $1,636 |
| Medford | $1,544 |
| Oregon City | $1,716 |
| Portland | $1,710 |
| Roseburg | $1,526 |
| Salem | $1,673 |
| Springfield | $1,497 |
You must show an insurance ID card (or other proof of financial responsibility) in Oregon when:
- Law enforcement requests it.
Penalties for not having auto insurance in Oregon
- Fines range from $1,300 to $2,000. License suspension and/or registration revocation is also possible.
Source: Property Casualty Insurers Association of America
Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.
Updated Aug. 22, 2019