Men have a worse reputation for speeding, drunk driving and crashing than women -- and some statistics support that bad reputation.

But when it comes to car insurance rates, there's no significant difference between what men and women pay. Both pay about $130 a month nationwide.

Average monthly car insurance premiums

Men $130
Women $129
Source: EverQuote

Data from EverDrive, a safe driving app, reveals little difference in driving habits between men and women. Both score similarly in measures of braking, acceleration, speeding, turning and phone use.

Driving scores

Men 77 out of 100
Women 78 out of 100
Source: EverDrive Safe Driving Report

Despite similar car insurance premiums and driving scores, some statistics reveal trouble spots for male drivers. They are more likely to be driving in fatal accidents, for example.

Motor vehicle driver crash deaths

  Number of deaths Percent of total driver deaths
Men 12,422 71%
Women 5,107 29%
Source: Insurance Institute for Highway Safety, 2016 data

Men die from speeding-related accidents more than women.

Percent of fatally injured drivers who were speeding

Men 28%
Women 20%
Source: Insurance Institute for Highway Safety, 2016 data

Men also are more likely to die from drunk driving than women

Percent of fatally injured drivers who were drunk

Men 32%
Women 20%
Source: Insurance Institute for Highway Safety, 2016 data. Based on drivers with blood alcohol concentration of at least 0.08%.

Whether you're male or female, you can help keep your insurance rates low by avoiding accidents and tickets and maintaining good credit. Also, ask your insurance agent to review all possible car insurance discounts for you.

Rates methodology: We looked a premiums reported by EverQuote users with good driving records and policies with liability amounts of 100/300/50, collision, comprehensive and uninsured motorist coverage. Rates were collected between 12/11/2015 and 8/7/2017. Your own rates will be different.