Cheap Car Insurance in Kansas 2019
Average Kansas auto insurance premiums by company
| Company | Average annual premium |
|---|---|
| Travelers Insurance | $1,374 |
| Farm Bureau | $1,430 |
| State Farm | $1,463 |
| American Family Insurance | $1,465 |
| AAA Insurance/Auto Club | $1,466 |
| Nationwide Insurance | $1,494 |
| Shelter Insurance | $1,499 |
| USAA (must have a military affiliation to apply) | $1,577 |
| Allstate | $1,603 |
| Farmers Insurance | $1,635 |
| Progressive Insurance | $1,663 |
Insurance increase after a speeding ticket
Kansas drivers who got a speeding ticket saw an average insurance increase of 34%, higher than the national average increase.
| State | Clean driving record | Speeding ticket | % increase |
|---|---|---|---|
| Kansas | $1,533/year | $2,054/year | 34% |
| Nationwide average | 26% | ||
Average car insurance in Kansas cities
| City | Average annual premium |
|---|---|
| Kansas City | $1,580 |
| Lawrence | $1,432 |
| Olathe | $1,501 |
| Salina | $1,597 |
| Shawnee Mission | $1,473 |
| Topeka | $1,432 |
| Wichita | $1,585 |
You must show an insurance ID card (or other proof of financial responsibility) in Kansas when:
- Law enforcement requests it
- You renew vehicle registration
Penalties for not having car insurance in Kansas
- First offense: Fine from $300 to $1,000, jail for six months, or both
- Subsequent within three years: Fine from $800-$2,500
- May also suspend license and registration
Source: Property Casualty Insurers Association of America
Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.
Updated Aug. 23, 2019
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