Cheap Car Insurance in Kansas 2019

Fast, Free Auto Insurance Quotes

Kansas cheapest auto insurance companies

Average Kansas auto insurance premiums by company


Average annual premium

Travelers Insurance


Farm Bureau


State Farm


American Family Insurance


AAA Insurance/Auto Club


Nationwide Insurance


Shelter Insurance


USAA (must have a military affiliation to apply)




Farmers Insurance


Progressive Insurance


Kansas average auto insurance premiums by coverage

Insurance increase after a speeding ticket

Kansas drivers who got a speeding ticket saw an average insurance increase of 34%, higher than the national average increase.

State Clean driving record Speeding ticket % increase
Kansas $1,533/year $2,054/year 34%
Nationwide average 26%

Average car insurance in Kansas cities

City Average annual premium
Kansas City








Shawnee Mission






Kansas required auto insurance coverage

You must show an insurance ID card (or other proof of financial responsibility) in Kansas when:

  • Law enforcement requests it
  • You renew vehicle registration

Penalties for not having car insurance in Kansas

  • First offense: Fine from $300 to $1,000, jail for six months, or both
  • Subsequent within three years: Fine from $800-$2,500
  • May also suspend license and registration

Source: Property Casualty Insurers Association of America

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Aug. 23, 2019

Fast, Free Auto Insurance Quotes