Fast, Free Auto Insurance Quotes

Drivers will not find cheap car insurance in Kansas if they don’t shop around. EverQuote conducted a study to determine the cheapest car insurance providers and locations in Kansas. We found that KS rates vary a lot based on individual driving vairables such as driving record, age, number of insured drivers in household—but also based on a driver’s specific location. To be sure that you receive the most affordable rate possible, compare a few auto insurance quotes today. Enter your ZIP code above to begin your search or continue reading the analysis below. The Sunflower State has over 82,000 square miles of land—and is the 15th largest state by area in the United States. Use the information below to help evaluate quotes and identify the most affordable car insurance for you.


Cheapest Auto Insurance in Kansas

In this study, we compared the average monthly payments reported by EverQuote users in Kansas. To ensure a fair comparison across carriers and locations, we considered the same driver profile of a single male driver with a clean driving record insuring one full-size or mid-size car. The chart below illustrates the monthly payments for the top 6 low-cost car insurance carriers in Kansas, from the cheapest auto insurance to the highest priced.

Rank Car Insurance Carrier Average Yearly Cost Average Monthly Payment
1 State Farm $1,224 $102
2 Farmers $1,230 $103
3 Allstate $1,236 $103
State Average $1,272 $106

Fast, Free Auto Insurance Quotes

The cheapest carrier in Kansas is State Farm with an average yearly premium cost of $1,224. While we didn’t find one as extensive of a difference in rates as we’ve found in other states, drivers could still save $250 per year by going with State Farm, depending on their own individual factors. Other low-cost carrier options include Farmers and Allstate.

Cheapest Car Insurance in Kansas by City}

We also compared auto insurance rates in the top Kansas cities to see how premium costs varied for drivers in different cities. Using the same driver profile of a single male with a clean driving profile insuring a full-size or mid-size vehicle, we saw that Lawrence had the cheapest car insurance in Kansas with affordable rates of $1,206. Wichita, on the other hand, the largest city in Kansas, saw the highest rates at $1,569. Kansas City, also known as the city with the best BBQ, also had affordable rates.

Rank CA City Average Yearly Cost Average Monthly Payment
1 Lawrence $1,206 $101
2 Kansas City $1,224 $102
3 Topeka $1,272 $106
State Average $1,272 $106
4 Shawnee Mission $1,350 $113
5 Wichita $1,552 $129

Methodology For This Study

For this study, EverQuote looked at self-reported rates from over two million users looking to save money on car insurance. We also looked at users’ current auto insurance companies and their ZIP codes at the time of entry to produce this analysis. Users may differ from each other in age, location, and the number of drivers or vehicle in a household. In order to make sure that our numbers were fairly comparable, we ensured that we were analyzing premiums reported by a subset of users who were similar to one another.