Cheap Car Insurance in Kansas

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Finding cheap car insurance in Kansas

If you're looking for cheap car insurance in Kansas, comparing quotes is usually key. That's because rates can vary so much among insurers for the exact same coverage. We've compiled average premiums by company and city so you can see how prices compare. 

We looked at premiums reported by EverQuote users in Kansas for large insurance companies. The prices below reflect rates for one driver with a clean record and insuring one vehicle. Your own rates will be different.

Company
(Click to see reviews)
Average monthly premium
State Farm $103
Geico $111
American Family $111
Allstate $119
Progressive $125
Source: EverQuote. See full methodology below.             

Kansas car insurance rates a speeding ticket

Accidents, claims and tickets can all cause a rate increase. So if you have recently added a problem to your driving record, be prepared to pay a higher car insurance bill at the next renewal time. We looked at premiums reported by EverQuote users in Kansas with a speeding ticket vs. those with clean records and found the average increase to be 40%.

Speeding and phone use while driving can lead to accidents, claims and tickets. Here’s a look at how much Kansas drivers are speeding and using their phones while driving.


Kansas car insurance rates by city

We also looked at Kansas car insurance premiums reported by EverQuote users in various cities. Drivers in Topeka reported paying the lowest premiums among the cities we looked at.

City Average monthly premium
Topeka $105.50
Shawnee Mission $107
Overland Park $113
Wichita $116
Kansas City $119
Source: EverQuote. See full methodology below.

How to get cheap car insurance in Kansas

You'll typically get the best rates by comparing quotes, having a clean driving record and having good credit. (Drivers with poor credit often pay more because insurers think they are more likely to make claims.)

Also:

  • Ask your insurance agent to review all available car insurance discounts.
  • Increase the deductibles on comprehensive and collision coverage, if you buy them.
  • See if there's a "bundling" discount for buying your homeowners or renters insurance from your auto insurance company.

Methodology for premium comparisons

We averaged premiums reported by EverQuote users, based on policies with bodily injury liability coverage of $100,000 in bodily injury per person and $300,000 in bodily injury per accident (known as 100/300). Rates are based on insuring single vehicles with one driver who has a good driving record and no violations. We used premiums for sedans, coupes and hatchbacks. Premiums are based on expenditures reported between Jan. 1, 2016, and April 1, 2018. Your own rates will be different.

Updated June 1, 2018

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