Cheap Car Insurance in Louisiana 2019

Fast, Free Auto Insurance Quotes

Finding cheap Louisiana car insurance

Looking for cheap Louisiana car insurance? We've analyzed average insurance premiums reported by EverQuote users so you can see how prices compare for Louisiana drivers. (See methodology at the bottom of the page.)

Sections:

  Louisiana insurance vs. the U.S. average
  Average Louisiana insurance premiums by company
  Insurance increases after a speeding ticket
  Insurance increases after an accident
  Average premiums for Louisiana cities
  Find cheap Louisiana auto insurance

Louisiana insurance vs. the U.S. average

Average insurance premiums paid by Louisiana drivers with good records are higher than the national average:

  • $2,108/year Louisiana average.
  • $1,684/year national average.

Average Louisiana premiums by company

Company

Average yearly premium in Louisiana

Farm Bureau

$1,891

Safeway Insurance

$1,919

AAA Insurance/Auto Club

$1,937

Auto-Owners Insurance

$1,987

The General

$2,083

Allstate

$2,099

Geico

$2,145

State Farm

$2,150

USAA

$2,158

Progressive Insurance

$2,177

Esurance

$2,202

Safeco

$2,217

Liberty Mutual

$2,370

Insurance increases in Louisiana after a speeding ticket

Louisiana drivers who get a speeding ticket end up paying an average insurance increase of 22%, slightly lower than the nationwide average increase.

State Annual premium with clean driving record Annual premium with speeding ticket % increase
Louisiana $2,108 $2,577 22%
Nationwide average 26%

Insurance increases in Louisiana after an accident

Louisiana drivers who cause an accident get an average insurance increase of 35%, similar to the national average increase.

State Annual premium with clean driving record Annual premium with a chargeable accident, no injury % increase
Louisiana $2,108 $2,854 35%
Nationwide average 36%

Average premiums in Louisiana cities

City

Average annual premium

Alexandria

$2,004

Baton Rouge

$2,181

Bossier City

$1,841

Chalmette

$2,096

Covington

$2,011

Denham Springs

$2,249

Gonzales

$2,326

Gretna

$2,245

Hammond

$1,945

Harvey

$2,384

Houma

$1,959

Kenner

$2,141

La Place

$2,175

Lafayette

$2,125

Lake Charles

$2,132

Marrero

$2,234

Metairie

$2,234

Monroe

$2,013

New Iberia

$1,959

New Orleans

$2,321

Opelousas

$1,920

Shreveport

$2,027

Slidell

$2,029

Sulphur

$2,122

Thibodaux

$2,070

West Monroe

$1,960

Westwego

$2,195

How to get cheaper Louisiana auto insurance

  • Get car insurance quotes from multiple insurance companies so that you can see how prices compare. The cheapest company for your family member or friend may not be the cheapest company for you.
  • Keep a clean driving record. Try to avoid accidents, tickets and insurance claims.
  • Ask your auto insurance agent to review the available car insurance discounts.
  • Increase the deductible on comprehensive and collision coverage, if you buy them.
  • Buy renters or home insurance from your car insurance company to get a "bundling" discount.

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Feb. 27, 2019

Fast, Free Auto Insurance Quotes