Cheap Car Insurance in Oregon 2019

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Cheapest car insurance companies in Oregon

Oregon auto insurance premiums by company

Company
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Average annual premium in Oregon

The Hartford

$1,248

State Farm

$1,483

Travelers Insurance

$1,487

Liberty Mutual

$1,532

PEMCO Insurance

$1,548

Geico

$1,588

Nationwide Insurance

$1,616

COUNTRY Financial

$1,634

Farmers Insurance

$1,642

American Family Insurance

$1,649

Allstate

$1,669

USAA (must have a military affiliation to apply)

$1,687

Safeco

$1,707

Progressive Insurance

$1,714

Esurance

$1,748


Average car insurance premiums in Oregon

Insurance increase after a speeding ticket

Oregon drivers who get a speeding ticket pay an average insurance increase of 37%, much higher than the nationwide average increase.

State Clean driving record Speeding ticket % increase
Oregon $1,610/year $2,207/year 37%
Nationwide average 26%

Average auto insurance premiums in Oregon cities

Car owners in Gresham, near Portland, pay the most for auto insurance among the Oregon cities we examined.

City

Average annual premium

Albany

$1,468

Beaverton

$1,676

Bend

$1,447

Eugene

$1,481

Grants Pass

$1,364

Gresham

$1,791

Hillsboro

$1,636

Medford

$1,544

Oregon City

$1,716

Portland

$1,710

Roseburg

$1,526

Salem

$1,673

Springfield

$1,497


Car insurance requirements in Oregon

You must show an insurance ID card (or other proof of financial responsibility) in Oregon when:

  • Law enforcement requests it.

Penalties for not having auto insurance in Oregon

  • Fines range from $1,300 to $2,000. License suspension and/or registration revocation is also possible.

Source: Property Casualty Insurers Association of America

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Aug. 22, 2019

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