Cheap Car Insurance in Oregon 2019

Fast, Free Auto Insurance Quotes

Finding cheap Oregon car insurance

Looking for cheap auto insurance in Oregon? Here are some of the best ways to find savings:

  • Shop around by comparing several auto insurance quotes. Auto insurance rates can vary by hundreds of dollars among companies for the same coverage levels, so shopping around can pay off.
  • Keep a good driving record and avoid insurance claims. Accidents, tickets and claims can all result in a rate increase at renewal time.
  • Ask your auto insurance agent to review all the discounts from your insurer so that you're getting all possible savings.
  • Adding a young driver to your insurance? We have tips for getting cheap car insurance for teen drivers.
  • Have a college student? Find out if you're eligible for college students discounts on insurance.
  • Raise the deductible on comprehensive and collision insurance, if you buy them.
  • Buy homeowners insurance from your car insurance company to get a "bundling" discount.

We analyzed insurance premiums reported by EverQuote users in Oregon so you can see how average prices compare.


  Oregon insurance vs. the U.S. average
Average Oregon insurance premiums by company
Insurance increases after a speeding ticket
Average premiums for Oregon cities

Oregon insurance vs. the U.S. average

Oregon is about average among states for low auto insurance premiums.

  • $1,610/year Oregon average.
  • $1,684/year national average.

Oregon insurance premiums by company

Click to see reviews

Average yearly premium in Oregon

The Hartford


State Farm


Travelers Insurance


Liberty Mutual


PEMCO Insurance




Nationwide Insurance


COUNTRY Financial


Farmers Insurance


American Family Insurance




USAA (must have a military affiliation to apply)




Progressive Insurance




Insurance increases in Oregon after a speeding ticket

Oregon drivers who get a speeding ticket pay an average insurance increase of 37%, much higher than the nationwide average increase.

State Annual premium with clean driving record Annual premium with speeding ticket % increase
Oregon $1,610 $2,207 37%
Nationwide average 26%

Average premiums in Oregon cities

Car owners in Gresham, near Portland, pay the most for auto insurance among the Oregon cities we examined.


Average annual premium









Grants Pass








Oregon City










Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated March 7, 2019

Fast, Free Auto Insurance Quotes