Cheap Car Insurance in Oregon 2019

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Finding cheap Oregon car insurance

Looking for cheap auto insurance in Oregon? Here are some of the best ways to find savings:

  • Shop around by comparing several auto insurance quotes. Auto insurance rates can vary by hundreds of dollars among companies for the same coverage levels, so shopping around can pay off.
  • Keep a good driving record and avoid insurance claims. Accidents, tickets and claims can all result in a rate increase at renewal time.
  • Ask your auto insurance agent to review all the discounts from your insurer so that you're getting all possible savings.
  • Adding a young driver to your insurance? We have tips for getting cheap car insurance for teen drivers.
  • Have a college student? Find out if you're eligible for college students discounts on insurance.
  • Raise the deductible on comprehensive and collision insurance, if you buy them.
  • Buy homeowners insurance from your car insurance company to get a "bundling" discount.

We analyzed insurance premiums reported by EverQuote users in Oregon so you can see how average prices compare.

Sections:

  Oregon insurance vs. the U.S. average
  
Average Oregon insurance premiums by company
  
Insurance increases after a speeding ticket
  
Average premiums for Oregon cities

Oregon insurance vs. the U.S. average

Oregon is about average among states for low auto insurance premiums.

  • $1,610/year Oregon average.
  • $1,684/year national average.

Oregon insurance premiums by company

Company
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Average yearly premium in Oregon

The Hartford

$1,248

State Farm

$1,483

Travelers Insurance

$1,487

Liberty Mutual

$1,532

PEMCO Insurance

$1,548

Geico

$1,588

Nationwide Insurance

$1,616

COUNTRY Financial

$1,634

Farmers Insurance

$1,642

American Family Insurance

$1,649

Allstate

$1,669

USAA (must have a military affiliation to apply)

$1,687

Safeco

$1,707

Progressive Insurance

$1,714

Esurance

$1,748

Insurance increases in Oregon after a speeding ticket

Oregon drivers who get a speeding ticket pay an average insurance increase of 37%, much higher than the nationwide average increase.

State Annual premium with clean driving record Annual premium with speeding ticket % increase
Oregon $1,610 $2,207 37%
Nationwide average 26%

Average premiums in Oregon cities

Car owners in Gresham, near Portland, pay the most for auto insurance among the Oregon cities we examined.

City

Average annual premium

Albany

$1,468

Beaverton

$1,676

Bend

$1,447

Eugene

$1,481

Grants Pass

$1,364

Gresham

$1,791

Hillsboro

$1,636

Medford

$1,544

Oregon City

$1,716

Portland

$1,710

Roseburg

$1,526

Salem

$1,673

Springfield

$1,497

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated March 7, 2019

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