Cheap Car Insurance in Alabama 2019

Fast, Free Auto Insurance Quotes

Finding cheap Alabama auto insurance

If you're looking for cheap car insurance in Alabama, one of the best ways to get a good price is to shop around and compare quotes. That's because rates can vary by hundreds of dollars a year among insurers for the same coverage.

We've analyzed average premiums reported by EverQuote users so you can see how prices compare for Alabama drivers. (See methodology at the bottom of the page.)


  Alabama auto insurance vs. the U.S. average
Average premiums by company
Insurance increases after a speeding ticket
Average premiums in Alabama cities
Find cheap Alabama auto insurance

Alabama auto insurance vs. the U.S. average

Average premiums for Alabama drivers with good records are slightly lower than the national average:

  • $1,626/year Alabama average.
  • $1,684/year national average.

Average Alabama premiums by company

(click for reviews)

Average annual premium in Alabama



Safeway Insurance




Travelers Insurance


The General


Nationwide Insurance


State Farm




Liberty Mutual






Auto-Owners Insurance


Progressive Insurance


Farmers Insurance


AAA Insurance/Auto Club


National General


Insurance increases in Alabama after a speeding ticket

Alabama drivers who get a speeding ticket see an average insurance increase of 31%.

State Annual premium with clean driving record Annual premium with speeding ticket % increase
Alabama $1,626 $2,134 31%
Nationwide average 26%

Average insurance paid in Alabama cities

City Average annual premium






















Phenix City




How to find cheap Alabama auto insurance

  • Compare car insurance quotes from a few insurance companies.
  • Keep a clean driving record with no car accident, tickets or insurance claims.
  • Ask your auto insurance agent to review the available car insurance discounts.
  • Increase the deductible on comprehensive and collision coverage, if you buy them.
  • Buy renters or homeowners insurance from your auto insurance company to get a "bundling" discount.
  • If you're buying a car, get insurance quotes for the cars you're considering so you're not surprised by the insurance bill later.

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Feb. 20, 2019

Fast, Free Auto Insurance Quotes