Cheap Car Insurance in Massachusetts 2019

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Finding cheap Massachusetts car insurance

Looking for cheap Massachusetts auto insurance? We've analyzed average insurance premiums reported by EverQuote users so you can see how prices compare for Massachusetts drivers. 

Sections:

Massachusetts insurance vs. the U.S. average
Average Massachusetts insurance premiums by company
Insurance increases after a speeding ticket
Insurance increases after an accident
Average premiums for Massachusetts cities
Find cheap Massachusetts auto insurance

Massachusetts insurance vs. the U.S. average

Average insurance premiums paid by Massachusetts drivers with good records are higher than the national average:

  • $1,893/year Massachusetts average.
  • $1,684/year national average.

Average Massachusetts premiums by company

Company
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Average yearly premium in Massachusetts

State Farm (not taking new customers in Massachusetts)

$1,619

USAA (must have a military affiliation)

$1,687

Travelers Insurance

$1,695

Arbella

$1,731

Amica

$1,792

AAA Insurance/Auto Club

$1,799

Commerce Insurance

$1,804

Safeco

$1,805

MAPFRE

$1,827

Allstate

$1,840

Safeway Insurance

$1,847

MetLife

$1,874

Hanover Insurance

$1,889

Plymouth Rock

$1,907

Geico

$1,939

Liberty Mutual

$1,997

Esurance

$2,019

Progressive Insurance

$2,084

Insurance increases in Massachusetts after a speeding ticket

Massachusetts drivers who get a speeding ticket end up paying an average insurance increase of 33%, much higher than the nationwide average increase.

State Annual premium with clean driving record Annual premium with speeding ticket % increase
Massachusetts $1,893 $2,519 33%
Nationwide average 26%

Insurance increases in Massachusetts after an accident

Massachusetts drivers who cause an accident get an average insurance increase of 36%, the same as the national average increase.

State Annual premium with clean driving record Annual premium with a chargeable accident, no injury % increase
Massachusetts $1,893 $2,574 36%
Nationwide average 36%

Average premiums in Massachusetts cities

Brockton drivers pay the most for auto insurance among the Bay State cities we examined.

City

Average annual premium

Attleboro

$1,682

Boston

$2,217

Brighton

$1,801

Brockton

$2,342

Cambridge

$1,828

Chelsea

$2,226

Chicopee

$1,836

Everett

$2,294

Fall River

$2,035

Fitchburg

$1,861

Framingham

$1,848

Haverhill

$1,914

Holyoke

$2,091

Hyde Park

$2,294

Lawrence

$2,193

Leominster

$1,791

Lowell

$2,063

Lynn

$2,244

Malden

$2,138

Marlborough

$1,848

Mattapan

$2,082

Medford

$1,923

Methuen

$2,025

New Bedford

$1,944

Peabody

$1,863

Pittsfield

$1,584

Plymouth

$1,718

Quincy

$1,996

Randolph

$2,224

Revere

$2,213

Salem

$1,850

Somerville

$1,946

Springfield

$2,107

Taunton

$1,999

Waltham

$1,784

Weymouth

$1,897

Woburn

$1,831

Worcester

$2,073

How to get cheaper Massachusetts auto insurance

  • Comparing car insurance quotes from multiple insurance companies is a good way to save money. Rates can vary by hundreds of dollars for the same coverage.
  • Keep a clean driving record. Try to avoid accidents, tickets and insurance claims.
  • Ask your auto insurance agent to review the available car insurance discounts.
  • Increase the deductible on comprehensive and collision coverage, if you buy them.
  • Buy renters or home insurance from your auto insurance company to get a "bundling" discount.

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated March 5, 2019

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