Cheap Car Insurance in Arizona 2019

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Finding cheap Arizona car insurance

If you're looking to find cheap car insurance in Arizona, one of the best ways to save money is to shop around and compare quotes. That's because rates can vary by hundreds of dollars a year among companies for the same coverage.

We've analyzed average premiums reported by EverQuote users so you can see how prices compare for Arizona drivers. (See methodology at the bottom of the page.)

Sections:

  Arizona insurance vs. the U.S. average
  
Average premiums by company
  
Insurance increases after a speeding ticket
  
Insurance increases after an accident
  
See average premiums for Arizona cities
  
Find cheap Arizona auto insurance

Arizona insurance vs. the U.S. average

Average auto insurance premiums paid by Arizona drivers with good records are cheaper than the national average:

  • $1,584/year Arizona average.
  • $1,684/year national average.

Average Arizona insurance premiums by company

Company

(click for reviews)

Average Arizona auto insurance premium

AAA Insurance/Auto Club

$1,515

Safeway Insurance

$1,529

The Hartford

$1,536

State Farm

$1,543

American Family

$1,554

Geico

$1,571

Allstate

$1,581

USAA

$1,607

Farmers Insurance

$1,610

Nationwide Insurance

$1,631

Safeco

$1,640

The General

$1,648

Progressive Insurance

$1,660

Travelers Insurance

$1,665

Liberty Mutual

$1,686

Esurance

$1,731

Infinity Insurance

$1,773

Arizona insurance increases after a speeding ticket

Arizona drivers who get a speeding ticket see an average insurance increase of 33%, which is more than the national average.

State Annual premium with clean driving record Annual premium with speeding ticket % increase
Arizona $1,584 $2,111 33%
Nationwide average 26%

Insurance increases in Arizona after an accident

Arizona drivers who cause an accident get an average insurance increase of 35%, which is close to the national average.

State Annual premium with clean driving record Annual premium with an chargeable accident, no injury % increase
Arizona $1,939 $2,133 35%
Nationwide average 36%

Average premiums in Arizona cities

City Average annual premium
Apache Junction

$1,464

Avondale

$1,701

Buckeye

$1,643

Bullhead City

$1,375

Casa Grande

$1,509

Chandler

$1,568

Flagstaff

$1,536

Gilbert

$1,607

Glendale

$1,773

Goodyear

$1,612

Kingman

$1,136

Lake Havasu City

$1,233

Laveen

$1,742

Maricopa

$1,570

Mesa

$1,581

Peoria

$1,578

Phoenix

$1,684

Prescott

$1,320

Prescott Valley

$1,418

Queen Creek

$1,606

Scottsdale

$1,660

Sun City

$1,428

Surprise

$1,622

Tempe

$1,661

Tucson

$1,536

Yuma

$1,436

How to find cheap Arizona auto insurance

  • Keep a good driving record with no accidents, tickets or insurance claims.
  • Get all the savings possible: Ask your insurance agent to review the available car insurance discounts.
  • Increase the deductible on comprehensive and collision coverage, if you buy them.
  • Buy home insurance from your auto insurance company to get a "bundling" discount. You can also often bundle renters, condo, boat and other insurance types.
  • If you're buying a car, get insurance quotes for the cars you're considering so you're not surprised by the insurance bill later.
  • Compare car insurance quotes from multiple insurance companies.

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Feb. 20, 2019

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