Cheap Car Insurance in Nevada

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Finding cheap car insurance in Nevada

Looking for cheap car insurance in Nevada? See how prices compare among companies and towns. 

Because rates can vary considerably by company, it's important to compare quotes. You can possibly save hundreds of dollars a year by comparison shopping. We looked at premiums reported by EverQuote users in Nevada for large insurance companies. The prices below reflect rates for one driver with a clean record insuring vehicle. Your own rates will be different, so it's best to get quotes from at least a few companies.

(Click to see reviews)
Average monthly premium
American Family $125
AAA Insurance $126
Farmers $131
Geico $135
USAA $136
State Farm $141.50
Progressive $145
Allstate $145
Liberty Mutual $148
Source: EverQuote. See full methodology below.

The best way to find a good deal is to get quotes from multiple companies. Also keep in mind that the cheapest car insurance company in Nevada for you when you have a good driving record might not be the cheapest if you have tickets, accidents or claims.

Nevada car insurance rates after a speeding ticket

Getting a speeding ticket can lead to an insurance increase at renewal time. We looked at premiums reported by EverQuote users in Nevada who a speeding ticket compared to those who didn't. The average rate increase was 31%.

Speeding and phone use while driving can lead to accidents, claims and tickets. Here’s a look at how much Nevada drivers are speeding and using their phones while driving.

Nevada car insurance rates by city

We also analyzed Nevada car insurance rates reported by EverQuote users in various cities. Drivers in Reno reported paying the lowest premiums among the cities we looked at.

City Average monthly premium
Reno $111
Sparks $115
Henderson $140
Las Vegas $144
North Las Vegas $151
Source: EverQuote. See full methodology below.

How to get cheap car insurance in Nevada

You'll typically get the best rates by comparing prices, keeping a clean driving record and having good credit

In addition:

  • Ask your insurance agent to review all the possible auto insurance discounts.
  • Buy auto and home insurance from the same company for a bundling discount
  • Find out how much you can save by increasing the deductible on comprehensive and collision coverage, if you buy them.
  • Compare prices whenever you move, add a driver or change coverage levels. The cheapest company can change based on factors like these. 

Methodology for premium comparisons

We averaged premiums reported by EverQuote users, based on policies with bodily injury liability coverage of $100,000 in bodily injury per person and $300,000 in bodily injury per accident (known as 100/300). Rates are based on insuring single vehicles with one driver who has a good driving record and no violations. We used premiums for sedans, coupes and hatchbacks. Premiums are based on expenditures reported between Jan. 1, 2016, and April 1, 2018. Your own rates will be different.

Updated June 1, 2018

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