Fast, Free Auto Insurance Quotes

We reviewed auto insurance quotes in Nevada to determine which car insurance carriers and cities had the cheapest car insurance rates for NV drivers. The overall average rate for a driver in the Silver State is $1,560. However, this rate varies depending on location and your choice of auto insurance provider. After all, Nevada is the seventh largest state in the nation, home to the beautiful Great Basin National Park and the top tourist city of Las Vegas. To be positive that you get the best rate possible, we strongly advise readers to shop around from one insurance company to another. We recommend Nevada drivers compare car insurance rates so they can find the cheapest premiums in the largely desert state. Read the rest of our analysis below, or enter your ZIP code to begin your search now.


Cheapest Auto Insurance in Nevada

While looking through the average monthly car insurance payments reported by EverQuote users in Nevada, we found the top thirteen cheapest auto insurance providers. To be certain we had a logical comparison of our numbers, we reviewed the motorist profile of a male with a clean driving record insuring a single full-size or mid-size vehicle.

Rank Car Insurance Carrier Average Yearly Cost Average Monthly Payment
1 The Hartford $1,080 $90
2 AAA / Auto Club $1,260 $105
3 Esurance $1,302 $109
4 The General $1,374 $115
5 Farmers $1,440 $120
State Average $1,458 $122

Fast, Free Auto Insurance Quotes

In the Sagebrush State, The Hartford has the cheapest average yearly cost for auto insurance at $1,080. Other cheap options include AAA, Esurance and The General. Remember, these rates are averaged across the entire state of Nevada and many factors affect a driver’s overall cost, including age or the number of drivers in a household. If your rates don’t match up directly, you can always shop around to be sure you are finding the cheapest NV car insurance.

Cheapest Car Insurance in Nevada by City}

We also analyzed the reported car insurance rates in various cities throughout Nevada. Using the same driver profile, we found a wide range of premium prices. Las Vegas, the vibrant “Sin City” of the state, was on the higher end of the spectrum with an average yearly auto insurance cost of $1,512. The city of Sparks had the cheapest car insurance in Nevada with an average yearly payment of $1,056 and only an $88 cost per month.

Rank CA City Average Yearly Cost Average Monthly Payment
1 Sparks $1,056 $88
2 Reno $1,092 $91
State Average $1,458 $122
3 North Las Vegas $1,488 $124
4 Las Vegas $1,512 $126
5 Henderson $1,548 $129

Methodology For This Study

EverQuote collected self-reported monthly premiums from over two million users looking to save money on auto insurance rates. We used this data to produce the analysis you see here, along with users’ car insurance companies and ZIP codes at the time of the survey. To account for a fair comparison of our numbers, we compared the premiums reported by users who are alike.