Cheap Car Insurance in Nevada 2019

Fast, Free Auto Insurance Quotes


Cheapest auto insurance companies in Nevada

Average Nevada auto insurance premiums by company

Company
Click to see reviews

Average yearly premium

The Hartford

$1,544

American Family Insurance

$1,667

Esurance

$1,675

Travelers

$1,712

Farmers Insurance

$1,769

AAA Insurance/Auto Club

$1,772

State Farm

$1,797

Geico

$1,819

Progressive Insurance

$1,870

Allstate

$1,894

USAA (must have a military affiliation to buy from USAA)

$1,937

Liberty Mutual

$2,002

American National Insurance

$2,026

Nationwide Insurance

$2,038


Average auto insurance premiums in Nevada

Insurance increase after a speeding ticket

Nevada drivers who get a speeding ticket pay an average insurance increase of 19%, lower than the nationwide average increase.

State Clean driving record Speeding ticket % increase
Nevada $1,813/year $2,149/year 19%
Nationwide average 26%

Average premiums in Nevada cities

Car owners in North Las Vegas pay the most for auto insurance among the Nevada cities we examined.

City

Average annual premium

Carson City

$1,577

Henderson

$1,834

Las Vegas

$1,874

North Las Vegas

$1,955

Pahrump

$1,411

Reno

$1,593

Sparks

$1,637

Minimum car insurance in Nevada

Nevada requires car owners to buy only one type of auto insurance: Liability. But for many drivers, having only the minimum state-required insurance isn't enough. Here's an overview of required coverage.


Required auto insurance coverage in Nevada

You must show an insurance ID card (or other proof of financial responsibility) when:

  • Law enforcement requests it
  • You renew vehicle registration

Penalties for not having auto insurance in Nevada

  • Misdemeanor, court may impose fine of not more than $1,000.
  • Civil penalties of $600-$1,000 fine, suspension of license and registration

Source: Property Casualty Insurers Association of America

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated Aug. 26, 2019

Fast, Free Auto Insurance Quotes