Fast, Free Auto Insurance Quotes

In a recent analysis, EverQuote compared user reported quotes across many cities in South Carolina to find the cheapest car insurance carriers and ZIP codes for drivers. Turns out, drivers in the wonderful Palmetto State can see quite a range of auto insurance rates depending on where they live. To get the best bang for your buck, we advise motorists to shop around and compare quotes before deciding on a car insurance company that offers the best value. Put in your ZIP code above to begin your search today, or read more about EverQuote's report findings below.


Cheapest Auto Insurance in South Carolina

We reviewed the average car insurance rates reported by EverQuote users in South Carolina. For a benchmark for comparison, we considered the driver profile of a SC male with a violation-free driving record looking to insure a mid-size or full-size car. This table shows the monthly payments for the fourteen cheapest car insurance providers ranked from lowest to highest.

Rank Car Insurance Carrier Average Yearly Cost Average Monthly Payment
1 Travelers $1,440 $120
2 Farm Bureau $1,488 $124
3 Nationwide $1,500 $125
4 AAA / Auto Club $1,542 $129
5 USAA $1,560 $130
6 State Farm $1,560 $130
7 Allstate $1,560 $130
State Average $1,632 $136

Fast, Free Auto Insurance Quotes

The lowest cost carrier in South Carolina is Travelers, with an average yearly cost of $1,440 and a monthly payment of $120. According to our analysis, other cheap car insurance providers include Farm Bureau, Nationwide and AAA. Keep in mind that these rates are averaged across the entire state of South Carolina, so your own personal premium may differ.

Cheapest Car Insurance in South Carolina by City}

We also looked to see how car insurances rates differed by a driver’s location in the Palmetto State. We used the same driver profile of a single man with a clean driving record insuring a full-size or mid-size car to compare the average auto insurance rates on the same scale. We found that the cost of car insurance can vary a lot from city to city. Myrtle Beach, known for its gorgeous beaches and golf courses, sees a more affordable rate at an average yearly cost of $1,476, while the state capital, Columbia, sees a higher premium rate.

Rank CA City Average Yearly Cost Average Monthly Payment
1 Spartanburg $1,362 $114
2 Myrtle Beach $1,476 $123
3 Rock Hill $1,500 $125
4 Greenville $1,506 $126
5 Greenwood $1,548 $129
6 Charleston $1,560 $130
7 Anderson $1,596 $133
8 Florence $1,598 $133
9 Summerville $1,614 $135
State Average $1,632 $136
10 Columbia $1,644 $137
11 Conway $1,644 $137
12 Goose Creek $1,656 $138
13 Lancaster $1,728 $144
14 Sumter $1,728 $144
15 Orangeburg $1,782 $149
16 North Charleston $1,818 $152

Methodology For This Study

EverQuote collected self-reported monthly premiums from over two million users looking to save money on car insurance. This data, along with those users' current auto insurance company and ZIP code at the time of the entry, allowed us to produce the analysis you see here. Like all drivers, EverQuote users differ from one another in many ways that can affect the price of car insurance. The age and gender of a driver as well as the number of drivers and cars in a household are just a few of factors that can affect the cost of car insurance. To ensure a comparison of our numbers on the same scale, we looked at a subset of users who are alike.