Cheap Car Insurance in Connecticut 2019
Average Connecticut insurance premiums by company
| Company | Average annual premium |
|---|---|
| The Hartford | $1,645 |
| AAA Insurance/Auto Club | $1,733 |
| Amica | $1,745 |
| USAA (must have a military affiliation to apply) | $1,783 |
| MetLife Auto | $1,800 |
| Travelers Insurance | $1,818 |
| Safeco | $1,905 |
| State Farm | $1,946 |
| Nationwide Insurance | $1,974 |
| Allstate | $1,992 |
| Liberty Mutual | $2,032 |
| Progressive Insurance | $2,126 |
| Farmers Insurance | $2,141 |
| Esurance | $2,537 |
Insurance increase after a speeding ticket
Connecticut drivers with a speeding ticket get an average insurance increase of 19%, lower than the national average increase.
| State | Clean driving record | Speeding ticket | % increase |
|---|---|---|---|
| Connecticut | $1,928/year | $2,299/year | 19% |
| Nationwide average | 26% | ||
Average auto insurance premiums in Connecticut cities
| City | Average annual premium |
|---|---|
| Bridgeport | $2,239 |
| Bristol | $1,821 |
| Danbury | $1,814 |
| East Hartford | $2,109 |
| East Haven | $1,986 |
| Enfield | $1,866 |
| Hamden | $2,116 |
| Hartford | $2,231 |
| Manchester | $1,936 |
| Meriden | $1,958 |
| Middletown | $1,886 |
| Milford | $1,697 |
| New Britain | $1,962 |
| New Haven | $2,152 |
| Norwalk | $1,923 |
| Norwich | $1,866 |
| Shelton | $1,773 |
| Stamford | $1,900 |
| Stratford | $1,905 |
| Waterbury | $2,186 |
| West Haven | $1,914 |
You must show an insurance ID card (or other proof of financial responsibility) in Connecticut when:
- Law enforcement requests it
- Your vehicle is involved in a car accident
Penalties for not having auto insurance in Connecticut
- May suspend or revoke license and registration at the court's discretion
Source: Property Casualty Insurers Association of America
Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.
Updated Aug. 23, 2019