Cheap Car Insurance in Washington 2019

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Finding cheap Washington car insurance

Not happy with your auto insurance bill? Here are good ways to find cheap Washington car insurance:

  • Adding a young driver to your insurance policy? We have tips for getting cheap car insurance for teen drivers.
  • If you have a college student, find out if you're eligible for car insurance discounts for college students.
  • Buy homeowners insurance and car insurance from the same company so you can get a "bundling" discount.
  • Ask your insurance agent to review the possible discounts.
  • Raise the deductible amount on collision and comprehensive insurance, if you buy them.
  • Shop around and compare several car insurance quotes. Rates can vary by hundreds of dollars among auto insurers for the coverage, so shopping around can really pay off.
  • Keep a clean driving record. Accidents and tickets for moving violations often result in an insurance increase at renewal time.

We analyzed average insurance premiums reported by EverQuote users in Washington so you can see how prices compare.

Sections:

  Washington insurance vs. the U.S. average
  Average Washington insurance premiums by company
  Insurance increases after a speeding ticket
  Insurance increases after an accident
  Average premiums for Washington cities

Washington insurance vs. the U.S. average

Washington drivers pay about the same as the national average.

  • $1,612/year Washington average.
  • $1,684/year national average.

Average Washington insurance premiums by company

Company
Click to see reviews

Average annual premium in Washington

The Hartford

$1,281

PEMCO Insurance

$1,518

State Farm

$1,541

American Family Insurance

$1,574

USAA (must have a military affiliation to apply)

$1,592

Geico

$1,599

Esurance

$1,601

Travelers Insurance

$1,603

Nationwide Insurance

$1,606

Safeco

$1,643

AAA Insurance/Auto Club

$1,665

Allstate Insurance

$1,672

Progressive Insurance

$1,743

Farmers Insurance

$1,753

Liberty Mutual

$1,765

National General Insurance

$1,816

MetLife

$1,902

Insurance increases in Washington after a speeding ticket

Washington drivers who get a speeding ticket pay an average insurance increase of 29%, slightly higher than the average increase nationwide.

State Annual premium with clean driving record Annual premium with speeding ticket % increase
Washington $1,612 $2,083 29%
Nationwide average 26%

Insurance increases in Washington after an accident

Washington drivers who cause an accident get an average insurance increase of 39%, slightly higher than the national average increase.

State Annual premium with clean driving record Annual premium with a chargeable accident, no injury % increase
Washington $1,612 $2,237 39%
Nationwide average 36%

Average premiums in Washington cities

Drivers in Auburn, a suburb of Seattle, pay the most for auto insurance among the Washington cities we examined.

City

Average annual premium

Auburn

$1,834

Bellevue

$1,548

Bellingham

$1,384

Bothell

$1,577

Bremerton

$1,498

Everett

$1,713

Federal Way

$1,731

Kennewick

$1,429

Kent

$1,743

Kirkland

$1,650

Lakewood

$1,795

Lynnwood

$1,713

Marysville

$1,591

Olympia

$1,609

Puyallup

$1,754

Redmond

$1,492

Renton

$1,753

Seattle

$1,688

Spokane

$1,482

Tacoma

$1,803

Vancouver

$1,579

Yakima

$1,538

Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.

Updated March 7, 2019

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