Fast, Free Auto Insurance Quotes

EverQuote analyzed car insurance premiums to give Washington drivers information to evaluate quotes and identify the cheapest options. On average, over 10,000 new drivers become licensed in Washington each month. We found that auto insurance rates varied greatly from city to city and insurer to insurer. We recommend all drivers shop around and compare quotes to find the best bang for your buck. Enter your ZIP code above to compare your cheapest car insurance quotes, or read more about EverQuote's analysis below.


Cheapest Auto Insurance in Washington

We compared the average payments by Washington drivers to find the lowest cost carrier in the Evergreen State. To ensure a fair comparison, we considered the benchmark driver profile of a male driver from WA with a clean driving record insuring a single full-size or mid-size auto. This table shows the monthly payments for the fourteen cheapest car insurance companies ranked from lowest priced to highest.

Rank Car Insurance Carrier Average Yearly Cost Average Monthly Payment
1 The Hartford $1,002 $84
2 PEMCO Insurance $1,182 $99
3 Dairyland Insurance $1,200 $100
4 American Family $1,242 $104
5 Safeco $1,290 $108
6 GEICO $1,320 $110
State Average $1,368 $114

Fast, Free Auto Insurance Quotes

The Hartford came out on top as the cheapest car insurance carrier averaged across the entire state of Washington. The average yearly cost there was $1,002 with a median monthly payment of $84. Other affordable providers include, PEMCO Insurance, Dairyland Insurance and American Family.

Cheapest Car Insurance in Washington by City}

We also compared the reported rates in cities throughout Washington to find the areas with the cheapest car insurance costs. Using the same benchmark driver profile, we found the following differences in average auto insurance costs by city, from lowest to highest. Bellingham, Olympia and Everett saw the cheapest rates, ranging from $96 to $107 for an average monthly car insurance payment.

Rank CA City Average Yearly Cost Average Monthly Payment
1 Bellingham $1,146 $96
2 Olympia $1,230 $103
3 Everett $1,284 $107
4 Vancouver $1,314 $110
5 Seattle $1,344 $112
6 Spokane $1,350 $113
7 Puyallup $1,356 $113
State Average $1,368 $114
8 Bellevue $1,404 $117
9 Federal Way $1,488 $124
10 Kent $1,512 $126
11 Tacoma $1,548 $129
12 Auburn $1,584 $132
13 Renton $1,668 $139

Methodology For This Study

EverQuote collected self-reported monthly premiums from over two million users looking to save money on car insurance. This data, along with those users' current auto insurance company and ZIP code at the time of the survey, allowed us to produce the analysis you see here. EverQuote users do differ from one another in many ways that can affect the price of car insurance. The age of a driver as well as the number of drivers and cars in a household are just a few of factors that can affect the overall cost of auto insurance. To ensure a fair comparison of our numbers, we compared the premiums reported by a subset of users who are similar.