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Finding cheap Ohio car insurance
Looking for cheap auto insurance in Ohio? Here are some of the best ways to find savings:
- Shop around and compare several car insurance quotes. Auto insurance rates can vary by hundreds of dollars among insurers for the same kind of coverage, so shopping around can pay off.
- Keep a good driving record and avoid insurance claims. Accidents, tickets and claims can all result in a rate increase at renewal time.
- Ask your auto insurance agent to review all the discounts from your insurer to make sure you're getting all possible savings.
- Adding a young driver to your insurance? We have tips for getting cheap car insurance for teen drivers.
- Raise the deductible on comprehensive and collision insurance, if you buy them.
- Buy homeowners insurance from your car insurance company to get a "bundling" discount.
We analyzed average insurance premiums reported by EverQuote users in Ohio so you can see how prices compare.
Ohio insurance vs. the U.S. average
Ohio is among the best states for low auto insurance premiums. The state ranks No. 11 in our analysis of prices for full coverage car insurance.
- $1,496/year Ohio average.
- $1,684/year national average.
Average Ohio premiums by company
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Average annual premium in Ohio
|21st Century Insurance||
|American Family Insurance||
|AAA Insurance/Auto Club||
|USAA (must have a military affiliation to apply)||
Insurance increases in Ohio after a speeding ticket
Ohio drivers who get a speeding ticket pay an average insurance increase of 27%, about the same as the nationwide average increase.
|State||Annual premium with clean driving record||Annual premium with speeding ticket||% increase|
Insurance increases in Ohio after an accident
Ohio drivers who cause an accident get an average insurance increase of 41%, higher than the national average increase.
|State||Annual premium with clean driving record||Annual premium with a chargeable accident, no injury||% increase|
Average insurance paid in Ohio cities
Car owners in Youngstown are paying the most for auto insurance among the Ohio cities we examined.
Average annual premium
Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different.
Updated March 6, 2019